There’s no substitute for experience. And that’s why, having provided professional indemnity insurance cover to accountants for more than 15 years, you can be confident we understand the risks you face in your industry.
As a specialist business insurer, you can also trust us to protect you against many of the other risks faced by small businesses in the UK. Choose the products that are right for your business and create one single and comprehensive insurance package to meet your individual needs.
Accountants professional indemnity insurance
Our cover is designed for accountants and the risks you face. It helps protect your business against the cost of settling or defending a client’s claim that there are problems with your work. This could be where a client alleges that you have given incorrect advice or made a mistake in a calculation that has cost them money.
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Hiscox public liability insurance can protect accountants against the cost of settling or defending a claim from a member of the public where their business has caused bodily injury or property damage. You might think your business doesn’t have any dealing with members of the public, but the policy includes cover for claims from clients. Imagine if a client was visiting your office and tripped over a stray power cable. If they were injured as a result of the accident, they could seek compensation from your business. Without the right insurance in place this could be an expensive, time-consuming and disruptive situation.
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If your accountancy business has employees, it’s almost certain you’ll be required by law to have employers’ liability insurance. It covers the cost of settling or defending an employee claim where they’ve suffered injury or disease because of their work for you. This could be where a member of your staff slips or trips in the office and injures themself.
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The protection of business equipment is something Hiscox can provide as part of your accountants insurance package. Our office contents insurance policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add a range of specialist covers to your policy such as:
- portable equipment – cover for equipment outside of the office, such as laptops and phones
- business interruption – cover for the financial losses that result from being unable to trade due to an unexpected interruption
- equipment breakdown – cover for the sudden electrical or mechanical breakdown of your office equipment.
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Cyber and data risks insurance
Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
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Personal accident insurance
What would happen to your business if you, or a key employee, are unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
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