At Hiscox, we offer tailored insurance solutions to help you across all areas of your life, from business to home. With over 100 years of industry experience and the expertise of our brokers, we’ve fine-tuned our insurance products to provide the essential cover when things don’t go exactly to plan. For businesses, our specialised covers includes public liability and professional indemnity cover to ensure the smooth running of your operations. We’ll also protect you at home, with home insurance that protects your house and its contents in the case of damage or theft.

For brokers looking to create more bespoke covers, our underwriters work closely with insurance brokers across the UK to ensure the best possible level of cover for your clients.

Why choose Hiscox

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Immediate insurance coverage

Get your tailored quote online today and you'll receive your proof of insurance in minutes.

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Policies tailored to protect you

We'll build you a bespoke policy for the unique risks you face, whether at home, at work or further afield.

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Award-winning claims service

Make a claim with our award-winning specialists, get peace of mind when you need it most.

Business Insurance

Choose from a range of commercial covers and find the policy which offers the best protection. Whether you’re a consultant based at home or an SME with multiple offices, you’ll find business insurance from Hiscox is designed to cover your specialist needs.

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Public liability

Public liability insurance acts to protect businesses from claims made against them by clients or members of the public. Should your business activities result in accidental injury or property damage, the right level of liability insurance could prove essential.

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Professional indemnity

Professional indemnity insurance can help protect your business if a client claims there's a problem with the work you’ve done for them. It can cover your costs if you need to pay compensation to correct a mistake or settle a claim, and covers the cost of your legal defence.

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Insurance by Trade

Hiscox offer specialised policies so we can offer the best protection against risks faced across different industries; from retail and shop insurance to charity insurance, cover for tradesmen, tailored insurance for  sole traders and freelancers, and many other professions besides.

Find the right cover your business.

Home insurance

Our home insurance is flexible and adaptable, with contents and buildings insurance available as two separate policies or as a combined package. Find out more about our five-star Defaqto rated home insurance policies and get cover for your individual needs and circumstances.

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Contents Insurance

We provide unlimited cover  for your home contents. That means that the total amount we'll pay out to replace stolen items or damaged items is unlimited. Whatever the value of your loss, you can be confident you're covered. 

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Listed Buildings & High Value Homes

We've developed a specialised branch of buildings insurance for listed properties, assisting you with preserving the building’s historical significance. For homes with high net worth too, our high value home insurance is there to protect your belongings against the greater risk of theft. 

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I have been relying on Hiscox for some years, and as always they have delivered. Quick, easy, each step well explained, and I know I have good coverage. They are awesome!

Tech Marionette Limited

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It was simple to get a quote and purchase the policy I needed. It was also competitively priced.

TChee Ltd

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Excellent website, easy to use, and simple. Good prices for quality insurance.

AJW ANALYST LTD

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Broker Centre

Hiscox are a leading specialist insurer underwriting a range of commercial and personal lines risks. We pride ourselves on the relationships we have with our brokers. A relationship built on the integrity of the work that we do, and the expertise that our brokers are able to bring us. Together, we are able to develop an understanding of your clients to create bespoke insurance solutions to meet their needs.

Find out more about our products

What can we help you with?

Of course, knowing where to begin can be a challenge. If you're not sure what type of insurance you might need, use our handy search tool below.

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Business Blog

The Hiscox small business knowledge centre, providing practical guides and insights for business owners. Whether you're looking for support as a fledgling business or information on the risks specific to your industry, we have the resources you need.

Read more on our business blog
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Home Cover Stories

Find expert advice for your valued home in the Hiscox home insurance blog. We help home-owners across the UK protect and enhance their property with guides, inspiration, and thought provoking pieces on everything from art collections to property extensions.

Read more on our home blog
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Business FAQs

Your business insurance questions answered by the experts. Our FAQ Hub enables you to find out about the insurance options for your business and get a better understanding of your policy needs before you apply for commercial cover.

Visit our insurance FAQ hub