Business insurance

Professional indemnity cover can help protect you if claims are brought against you by a client because of a problem with work you have done for them. Despite your best intentions, mistakes can happen and if a client challenges your work, professional indemnity insurance could protect you if you were sued.

Public liability insurance covers you for claims made against your business by a client, contractor or member of the public for accidental injury or property damage. Employers’ liability protects you if an employee is injured and your business has been negligent.

Whether you work from home or an office premises, office insurance protects your office contents. With our flexible office policy, you can also cover portable equipment such as laptops, business interruption, buildings damage and legal expenses.

E-risks insurance protects your business against losses arising from your use of the internet and email. It includes damage caused by viruses, hackers and electronic identity fraud.

Personal accident cover will pay your business a weekly sum if you, or a key employee, are unable to work after an accident, or a lump sum if permanently disabled.