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Business insurance

Hiscox insures more than 100,000 small businesses and has won Best Small Business Insurance Provider in the Start Your Business Awards for the last two years in a row. We work hard to understand the specific risks your business faces, so you can choose insurance that's right for you.

Tailor your business insurance quote

Professional indemnity insurance

Professional indemnity cover can help protect you if claims are brought against you by a client because of a problem with work you have done for them. Despite your best intentions, mistakes can happen and if a client challenges your work, professional indemnity insurance could protect you if you were sued.

Liability insurance

Public liability insurance covers you for claims made against your business by a client, contractor or member of the public for accidental injury or property damage. Employers' liability protects you if an employee is injured and your business has been negligent.

Office insurance

Whether you work from home or an office premises, office insurance protects your office contents. With our flexible office policy, you can also cover portable equipment such as laptops, business interruption, buildings damage and legal expenses.

E-risks insurance

E-risks insurance protects your business against losses arising from your use of the internet and email. It includes damage caused by viruses, hackers and electronic identity fraud.

Personal accident insurance

Personal accident cover will pay your business a weekly sum if you, or a key employee, are unable to work after an accident, or a lump sum if permanently disabled.

Professional indemnity
insurance

  • Cover for claims by a client due to problems with work you have done for them
  • Protection against non-payment of fees due to a claim by a client for negligent service
  • Choose from 7 levels of cover, up to £2 million
  • Flexible policies so you can change your cover depending on the projects you're working on

More information on professional indemnity insurance>

Public and employers' liability insurance

  • Insurance cover for accidents to the public and your employees
  • Provides £5m employers' liability cover required by law if you employ staff
  • Protection both within and outside the workplace
  • Choose the right level of protection for your business to cover the cost of legal fees, compensation and damages

More information on liability insurance>

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By understanding the needs of SMEs, Hiscox are able to offer you insurance products to suit the risks you face as a small business. We work with a range of organisations to better understand the rewards, challenges and day-to-day responsibilities of running your own business.