Hiscox insurance for IoD members

Hiscox are the preferred specialist business and home insurance partner for the IoD. We’ve been working together for a number of years to bring a specially negotiated discount on our standard business and home insurance rates to IoD members.

Hiscox UK

Rated 4.7 out of 5 for satisfied customer service

670 reviews
Call on 0800 2800 354 Mon - Fri, 8am to 7pm, Sat, 9am to 2pm excluding bank holidays.

Save 5% on your policy

  • 0% interest on Direct Debits
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Need more help? Speak to our UK-based experts. Call us on 0800 280 0354

Mon - Fri, 8am - 7pm, Sat, 9am to 2pm, excluding bank holidays. Calls are free from a landline and some mobile contracts

Save 5% on selected business insurance products

Select the products that meet your needs and quickly get a business insurance quote with flexible cover.

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Cyber and data risks insurance is designed to support and protect your business if it experiences a data breach or is the subject of an attack by a malicious hacker that affects its computer systems. 

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Professional indemnity insurance can protect you against the cost of settling or defending a client’s claim that there’s a problem with the work you’ve done for them.

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Public liability insurance covers the cost of settling or defending a claim for bodily injury or property damage from a client or a member of the public.

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Employers’ liability insurance protects your business against claims of bodily injury or illness from employees. It covers the legal and compensation costs for these claims, and most businesses with employees are legally required to have it.

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Call us on 0800 2800 354 (Mon - Fri 8am-7pm | Sat 9am-2pm)

Calls are free from a landline and some mobile contracts

More from Hiscox

Personal accident insurance is designed to protect your business financially should you suffer an injury from an accident that leaves you unable to work. It can also offer protection against the same happening to a key member of staff.

You may need personal accident insurance if you:

  • are concerned about how your business would survive if a key member of staff was unable to work
  • want to take steps to protect your business income
  • need to continue to meet your business commitments should the worst happen.

Whether you work from home or a separate business premises, having the right insurance cover for your office is important. We understand that every small business is different so we offer policy options you can tailor to your own specific needs.

Our business contents insurance covers the cost of replacing or repairing your office equipment if it is accidentally damaged, lost or stolen. In addition, you can also add a range of specialist covers to your policy: portable equipment, business interruption, equipment breakdown and buildings.

Running a small business is time consuming, especially when you have to combine your day-to-day projects alongside business administration and paperwork. If you employ staff, the paperwork increases and you must also keep up to date with the legal requirements that come with being an employer.

As a Hiscox Business Insurance customer you can add-on access to employer advice from Business HR Solutions to any of our policies. Business HR Solutions are experts at delivering HR support to small businesses, providing advice and resources that help minimise the legal risk of employing people. The service is designed to keep you up-to-date and help you stay on top of changes in human resource and health and safety legislation, as well as providing templates and guidance.

Commercial legal protection insurance protects your business against legal claims including tax enquiries and disputes over employment, contracts and bodily injury. It covers the cost of legal advice and defence and any compensation you may need to pay.

If you are a beauty or complementary therapist, each treatment or consultation you give to a client presents a potential risk to your business. You undoubtedly strive to deliver an excellent service and keep up to date with the latest training and techniques. But what if a client makes a claim against your business for compensation? It could be because something happened that you simply couldn’t predict. Or where you felt everything went to plan but the client later claims they suffered a reaction to their treatment. Without the right insurance cover in place, a claim for compensation could be expensive, time consuming and disruptive to deal with. Hiscox Treatment and Professional Liability Insurance for beauty and complementary therapists is tailored to the risks faced in your industry and covers a wide range of activities.

Hiscox UK

Rated 4.7 out of 5 for satisfied customer service

670 reviews

Save 12.5% on home insurance

IoD members also save on Hiscox Home Insurance. 

  • No need to list items or sets up to £15,000
  • Tailored cover for jewellery and watches
  • 60 day worldwide cover for your belonging

Contact us

If you have any questions about Hiscox or would like to know more about the business products and services we offer in the UK, please call us on 0800 2800 354, 8am to 7pm Monday to Friday and 9am to 2pm on Saturdays.

Alternatively you can email us at [email protected]

To cancel a business insurance policy, you need to give us 30 days’ notice and pay the premium due up to the cancellation date.

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If something goes wrong, we’re here to put it right.
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Not ready to renew?

If you're not ready to renew your business insurance you can leave your renewal date with Hiscox and we'll be in touch at a time that's right for you.

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Terms and conditions apply, for full terms see below. The Institute of Directors is an Introducer Appointed Representative of Hiscox Underwriting Ltd who is authorised and regulated by the Financial Conduct Authority. For UK businesses only. 

The discount you can benefit from on a Hiscox Home Insurance policy is 12.5% and is subject to underwriting criteria. A 5% discount is available to new clients with a Private Client Insurance policy (discount is only available in year one of the policy, no discount will be applied in subsequent years). The 5% discount on business insurance is subject to underwriting criteria and both offers are only available via the specific telephone numbers and website. Cases that do not meet Hiscox's underwriting criteria may be referred to a Hiscox recommended specialist insurance broker, where this offer will not apply. Policies are underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd. Hiscox Insurance Company Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. The Institute of Directors is an Introducer Appointed Representative of Hiscox Underwriting Ltd which is authorised and regulated by the Financial Conduct Authority. For UK residents and UK businesses only.