Are you clear about the extent of your cover?
Many insurance companies ask you to put a value on your home when you take out a quote. This means deciding on a rebuild cost for your property if it had to be rebuilt from scratch, and putting a figure on how much it would cost to replace all your contents if they were lost.
If you have under-estimated your rebuild cost or the total value of your contents, you could find yourself significantly out of pocket if you had to make a claim as your insurance company may not pay out the full cost to replace lost or damaged items. With Hiscox, you don't have to worry about this as we provide unlimited cover as standard.