Tenants' insurance

If you're a tenant in rented accommodation, Hiscox Contents Insurance will still provide you with unlimited cover. This means, whatever the value of your loss, you can be confident you're covered.

With our tenants insurance you don’t need to tell us about any items or sets worth less than £15,000. Just let us know if you have any items, pairs or sets worth £15,000 or more and give us a total value for any jewellery, art and collections.

For certain claims, such as losing money while away from home, there's a maximum amount Hiscox will pay out. However, the tenants cover we provide is still higher than most other insurance policies. Visit our cover details page to learn more.

Why choose Hiscox Tenants Insurance?

• Unlimited cover
  The total amount we'll pay for loss and damage to your contents is unlimited, unless stated otherwise in your policy documents.
• Accidental damage
  You're covered for accidental damage at home and while away from home. It may help to know that over the last three years, accidental damage was the cause of 1 in 5 of the claims made.
• No need to list any items or sets under £15,000
  You only need to tell us about individual items, pairs or sets worth £15,000 or more so you don’t have to spend time listing everything you own.
• Tailored cover for jewellery, art and collections
  Peace of mind for your high-value items – simply tell us how much cover you need.
• Worldwide cover
  Your belongings are covered away from home for up-to 60 days at a time.
• Tenants' improvements
  Improvements you make to your rented property, such as putting in a new kitchen or bathroom, are covered up-to £25,000.
• Rent or alternative accommodation for your family and pets
  If you're unable to live in your home due to damage.
• Exceptional claims service
  99% of customers surveyed who made a claim would recommend us
  (Insight Now, 249 surveys, Feb 2017 - Jul 2017).