If you're a tenant in rented accommodation, Hiscox Contents Insurance will still provide you with unlimited cover. This means, whatever the value of your loss, you can be confident you're covered.

With our tenants insurance you don’t need to tell us about any items or sets worth less than £15,000. Just let us know if you have any items, pairs or sets worth £15,000 or more and give us a total value for any jewellery, art and collections.

For certain claims, such as losing money while away from home, there's a maximum amount Hiscox will pay out. However, the tenants cover we provide is still higher than most other insurance policies. Visit our cover details page to learn more.

Why choose Hiscox Tenants Insurance?

  • Unlimited cover
    The total amount we'll pay for loss and damage to your contents is unlimited, unless stated otherwise in your policy documents.
  • Accidental damage
    You're covered for accidental damage at home and while away from home. It may help to know that over the last three years, accidental damage was the cause of 1 in 5 of the claims made.
  • No need to list any items or sets under £15,000
    You only need to tell us about individual items, pairs or sets worth £15,000 or more so you don’t have to spend time listing everything you own.
  • Tailored cover for jewellery, art and collections
    Peace of mind for your high-value items – simply tell us how much cover you need.
  • Worldwide cover
    Your belongings are covered away from home for up-to 60 days at a time.
  • Tenants' improvements
    Improvements you make to your rented property, such as putting in a new kitchen or bathroom, are covered up-to £25,000.
  • Rent or alternative accommodation for your family and pets
    If you're unable to live in your home due to damage.
  • Exceptional claims service
    99% of customers surveyed who made a claim would recommend us
    (Insight Now, 249 surveys, Feb 2017 - Jul 2017).
Call on 0800 247 1902 Mon - Fri, 8am to 7pm, Sat, 9am to 2pm. Calls are free from a landline

Get tenants' insurance as part of a contents insurance policy

  • 0% interest on Direct Debits
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Need more help? Speak to our UK-based experts. Call us on 0800 247 1902

Mon - Fri, 8am to 7pm, Sat, 9am to 2pm. Calls are free from a landline

Optional cover you can add to your policy:

  • Home emergency cover
    Get up-to £1,000 of cover per claim for emergency repairs at your home arranged by us and carried out by one of our approved contractors.
  • Legal expenses cover
    Protect yourself and your family with £100,000 of cover for the cost of negotiating and pursuing your rights against a wide variety of legal issues.
  • No claims discount protection
    You can make one claim per policy year without reducing the no claims discount you've built up – which can be up-to 25% for being claims-free for five years or more.

If your possessions are lost, damaged or stolen, simply call our UK-based award-winning claims team. If we can't settle your claim immediately, we'll assign a dedicated claims handler to your case who will handle your claim from start to finish.

Hiscox UK
4.7

Rated 4.7 out of 5 for satisfied customer service

670 reviews

Find out more about Hiscox Home Insurance

Product information
A summary of the key facts and limitations of our home insurance
Download Product information (PDF)

Policy wording
The full terms and conditions of our home insurance
Download Policy wording (PDF)

Get tenants' insurance as part of a contents insurance policy

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  • 0% interest on Direct Debits
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Speak to one of our UK-based insurance experts. Call us on 0800 247 1902

Mon - Fri, 8am to 7pm, Sat, 9am to 5pm Calls are free from a landline

2016 Consumer Intelligence Most Trusted, , as voted for by householders