Your new business is unique, so we want to help you find the right insurance to suit your needs. Whether you are a contractor, self-employed or freelance, we have developed a range of products to protect small businesses like yours from the risks you may face.
We offer flexible insurance for start-ups, which can be tailored to suit the specific risks your business faces. This is one of the reasons Start Your Business magazine has awarded us 'Best Small Business Insurance Provider' for the last seven years in a row. With specialist business insurance in place, you can focus on establishing your new company with the knowledge you’re protected.
Professional indemnity insurance
Also known as PI or indemnity insurance, professional indemnity insurance helps protects your business against the cost of settling or defending a client’s claim that there is a problem with the work you have done for them. This could be where a client alleges you have given incorrect advice or made a mistake that has cost them money. Your clients may ask you to have professional indemnity cover as a contractual requirement, or if you are applying for a tender.
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Public liability insurance
Public liability insurance covers the cost of settling or defending a claim for bodily injury or property damage from a client or member of the public, such as slipping on a wet floor.
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Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add a range of specialist covers to your policy such as portable equipment (e.g. cover for laptops and phones when you’re out and about).
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Personal accident insurance
What would happen to your business if you are unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
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