Your new business is unique

We want to help you find the right insurance for you. Whether you are a contractor, self-employed or freelance, we have developed a range of products to protect small businesses like yours from the risks you may face.

We offer flexible insurance for start-ups, which can be tailored to suit the specific risks your business faces. This is one of the reasons Start Your Business magazine has awarded us 'Best Small Business Insurance Provider' for the last eight years in a row. With specialist business insurance in place, you can focus on establishing your new company with the knowledge you’re protected.

Call on 0800 2800 351 Mon - Fri, 8am to 7pm, Sat, 9am to 2pm excluding bank holidays.

Professional indemnity insurance

Also known as PI or indemnity insurance, professional indemnity insurance helps protects your business against the cost of settling or defending a client’s claim that there is a problem with the work you have done for them. This could be where a client alleges you have given incorrect advice or made a mistake that has cost them money. Your clients may ask you to have professional indemnity cover as a contractual requirement, or if you are applying for a tender.

More about Hiscox Professional Indemnity Insurance

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Public liability insurance

Public liability insurance covers the cost of settling or defending a claim for bodily injury or property damage from a client or member of the public, such as slipping on a wet floor.

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Office insurance

Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add a range of specialist covers to your policy such as portable equipment (e.g. cover for laptops and phones when you’re out and about).

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Personal accident insurance

What would happen to your business if you are unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.

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Winner 8 years running

Get a quote for the covers you need

  • Award-winning claims service
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Need more help? Speak to our UK-based experts. Call us on 0800 2800 351

Mon - Fri, 8am - 7pm, Sat, 9am to 2pm, excluding bank holidays. Calls are free from a landline and some mobile contracts

What is your profession?

Find out more about the range of insurance covers we offer to specific industries and professions in the list below:

Start-Up Business Guides, Articles & Answers