Why choose Hiscox Home Insurance?

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  • 0% interest on Direct Debit payments
  • Immediate coverage and documentation
  • No admin fees if you amend your policy

Speak to one of our UK-based insurance experts 0800 042 0321

Mon - Fri, 8am to 7pm, Sat, 9am to 2pm. Calls are free from a landline and some mobile contracts

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Buildings cover

Protects the main structure of your home against loss or damage from risks such as fire, flood or subsidence.


Cover your contents

Protects your possessions both in the home and whilst temporarily away from the home.

Compare our award-winning cover

Our home insurance has been rated 5 star by Defaqto for 11 years running.

Compare contents and buildings cover

Specialist home insurance

Our extensive cover is designed to meet the needs of you and your home. We provide specialist buildings and contents insurance that includes cover for high-value items such as jewellery, art and collections as part of your policy. We also provide cover for second homes, Grade II listed properties and during building projects.

We'll help you select the policy that suits you and your home.

Unlimited home insurance

We know that estimating the total value of your home or possessions accurately can be difficult. To help make sure you're never underinsured we provide unlimited cover so you can be confident your home and possessions are covered, whatever the value of your loss. Find out more about our unlimited home insurance cover.

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Other home products and cover

Every home is as unique as its owner. We offer a range of products to tailor cover to your individual needs and circumstances.

We offer cover for accidental damage and loss as optional add-ons to your home insurance policy. Whether it’s a pet ruining your carpet or leaving your lap top on the train, this cover can protect you from the expensive mishaps that happen to us all at some point.

By adding optional home emergency cover to your policy, you'll get swift assistance from our approved contractors for things like blocked drains, failed heating systems, interrupted gas or electricity supply and lost house keys.

When added to your home insurance policy, legal expenses cover can protect you against the cost of legal action in situations ranging from injuries to employment disputes.

When you buy a Hiscox Home Insurance policy, we offer a discount if you've made no claims during the previous full year that you've held a policy. If you've made no claims during the last five years, we'll apply a no claims discount of 25% to your premium.

Unlike many insurers we can provide specialist listed building insurance.

We can provide insurance for your second home if your main home is insured with us, giving you just one document to file and one premium to pay. 

If you insure your main home with us we can also cover your holiday home with the same contents and buildings cover, and to make things even easier, both properties will be on the same policy.

If you plan to carry out building works on your home our market-leading protection can give you complete confidence that your buildings, contents and materials will be fully covered if anything goes wrong.

What would you like to cover?

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Existing customers

If you already have a policy with us and need to get in touch, our home insurance specialists are here to help.

Make a claim

When things go wrong, we’re the experts in putting it right. Need to make a claim?

Our claims promise

Our UK-based claims handlers are here to act swiftly and in your best interests. Find out more about our superior claims service.

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