Our cover can protect you from life's li
We offer cover for accidental damage and loss as optional add-ons to your home insurance policy. If you choose not to select them, we'll reduce your premium. When deciding whether or not to add these covers to your policy, it may help to know that over the last three years, accidental damage was the cause of 1 in 5 of the claims we paid and accidental loss was the cause of 1 in 6.