Public Liability Insurance Claims Stories


Whether you work in construction, finance, retail or catering, no business comes without its associated risks. As soon as your company has contact with the general public, whether it be your customers, clients or simply passers-by, you become vulnerable to public liability claims and even legal proceedings. For example, if someone were to get injured or their property is damaged as a result of your work, you could be held liable.

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Examples of Public Liability Claims - Hiscox Case Studies


Public Liability Cover for Volunteer Injury

When a volunteer tripped over during work with our customer, a claim was made against the business. Fortunately, with the right level of public liability cover both parties were protected.

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Liability Insurance for Accidental Injury

A member of the public suffered burns from an electric fence on the farm property of our insured, we were able to help assist the land owner in defending claims of injury compensation.

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Public Liability Cover for Professional Cleaners

Our insured was recently faced with a liability claim for allegedly causing a fault in a cooker that she had recently cleaned for a client. Hiscox quickly stepped in to help negotiate the claim.

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