Hiscox Business Insurance
- A policy that fits your business’s needs – tailor your insurance to your specific requirements.
- Buy only the cover you need.
- Interest-free monthly Direct Debit payments and no administration fees for policy amendments – change your cover at no cost.
- Unlimited cover changes – your cover can be easily adapted to your changing circumstances.
- Complimentary unlimited access to our legal support helpline. Using this service won’t affect your claims history and is completely free of charge.
- UK-based team of insurance experts.
Get a Hiscox Business Insurance online
Tell us about your businessWe'll ask you a few questions about your business so we can help you explore the different types of insurance you may need.
Tailor your insurance for your business needsWe can help tailor your policy to include the most relevant products for your business.
Get an instant online quote.
With Hiscox you can get an insurance quote can buy insurance in minutes, buy it online and receive documents soon after via email.
Tell us about your business – We’ll build your quote and explore your insurance needsStart your quote online
Immediate cover for your business
Most business owners don’t realise they can be liable for a whole range of accidents and issues, even if they seem unfair. With our tailored insurance, you can build a level of cover to protect against the specific risks your business faces. Choose from flexible insurance products that cover everything from digital threats to workplace injuries and costly legal action.
Our core business insurance products include:
- Professional indemnity
- Public liability
- Employers’ liability
- Commercial legal protection insurance
Who is business insurance for?
Anyone who provides a professional service and could have claims brought against them by a client.
- Sole traders, freelancers and contractors
- Limited companies and limited liability partnerships
- Anyone who provides expertise, skills or advice to clients
Why do you need business insurance?
- Negligence – being careless in your work, such as giving bad advice or making a mistake
- Infringement of intellectual property rights – for example re-using content from a website without permission
- Defamation – making false or damaging claims about a person or organisation
- Breach of confidence – sharing confidential or commercially sensitive information without consent
How much business insurance cover should you consider?
- We can provide a range of covers to suit your business needs
- The level of cover you need depends on the risks your business faces
- You should consider how much legal fees and compensation could cost you
- It’s worth checking if your clients’ contracts require you to have a minimum level of cover