For Hiscox policy holders only: Introducing Hiscox refer-a-friend


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October 2nd, 2020
Hiscox Experts

Hiscox insures more than 300,000 UK businesses and has been named Best Small Business Insurance Provider by Start Your Business magazine for eight years in a row.

Many happy Hiscox customers have asked us if Hiscox have a referral scheme. You asked, so we listened and now, we’ve delivered.
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Hiscox policy holders can use our brand new refer-a-friend scheme to introduce their friends and family to Hiscox and receive up to £100 as a reward for yourself or to share 50-50 with the person you refer.

We have partnered with Aklamio (external link) to set up an online portal that lets you easily track the progress of your referral.  

Refer a friend to receive up to £100

Keep or share your reward

Refer now

How the refer-a-friend scheme works


All existing Hiscox policy holders can use the refer-a-friend scheme to introduce someone they know to Hiscox and receive up to £100 as a reward.

Refer a friend to Hiscox for Business Insurance

If you know someone who could benefit from our tailored business insurance policies – why not introduce us? They’ll get the advantages of our specialist small business cover, while you could receive up to £100 to keep or share too.

Refer a friend to Hiscox for Home Insurance

Your home is one of the most valuable assets you own. If you know a friend, family member or new neighbour who has similar insurance needs as you when it comes to home insurance, send them our way.

Who is eligible to refer a friend?

To be eligible for the refer-a-friend scheme, you must be a UK resident with a Hiscox UK insurance policy.

 

What can I expect when I refer a friend?


1

Choose your reward

When you first start using our refer a friend portal, you can pick from keeping the £100 reward to yourself, or sharing it with the person you refer (half and half).

2

Refer a friend

You can send your personal referral link through email, WhatsApp or using your specific QR code.

3

Receive your referral code

If your referee/friend takes out an insurance policy and remains a customer for three months, you’ll receive up to £100 as a reward. Other T&Cs apply (external link). Aklamio processes all payment requests and will help with queries.

What can I expect after being referred?


1

Receive referral link

When someone refers you to us, you’ll receive your friend’s personal referral link through email, WhatsApp or via a QR code.

2

Follow link and purchase your policy - online or over the phone

Follow the link and set up your new policy. You can do this over the phone for home insurance or by phone or online for business insurance.

3

Receive your share of the referral fee

If you take out an insurance policy, stay with us for at least three months after your purchase and your referrer chooses to split the reward, you’ll receive your share of the referral bonus.  

We’ve partnered with Aklamio to set up and run our referral scheme. If you have any queries about your reward payment, please contact Aklamio (external link) directly. Aklamio manage communications and process reward payments.

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Receiving a business insurance referral cash reward

  • Refer-a-friend scheme is not available on renewals and existing policies
  • Only available on new policies which are worth £300 (excluding Insurance Premium Tax) or more per year, purchased directly from Hiscox. Purchases via insurance brokers do not qualify for the scheme
  • The referee must remain a Hiscox customer for three months post-referral policy purchase for both parties to receive the reward
  • Hiscox is not responsible for reward payments
  • Your referral reward is paid by Aklamio after extensive checks
  • Reward rates are subject to change
  • Our refer-a-friend scheme is only available to UK customers
  • Our standard eligibility criteria applies to anyone using our refer-a-friend scheme

Please see the full T&Cs for the scheme here (external link)

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Receiving a home insurance referral cash reward

  • Refer-a-friend scheme is not available on renewals or existing policies
  • Any new policy must be worth at least £300 (excluding Insurance Premium Tax) per year to qualify and be purchased directly from Hiscox. Policies purchased via insurance brokers do not qualify for the scheme
  • Reward payments come from Aklamio after extensive validation checks
  • The referee must remain a Hiscox customer for three months post-referral policy purchase for both parties to receive the reward
  • Reward value is subject to change
  • Standard Hiscox eligibility criteria applies

Please see the full T&Cs for the scheme here (external link)

Refer someone you know and receive up to £100

Referring is quick and easy

Refer now

Refer-a-friend scheme: FAQs


To help answer any questions you might have, we’ve put together these helpful FAQs. If you still need some guidance, you can contact Aklamio customer support (external link). Hiscox does not manage reward payments.

What kind of policy applications are eligible for the business insurance scheme?

New business insurance policies applied for through the refer-a-friend scheme portal costing £300 or more (excluding Insurance Premium Tax (external link)) are eligible for the refer-a-friend scheme. The scheme is not available for renewals or existing policies and can only be claimed by UK residents. Policies must be purchased directly from Hiscox. Referee policies purchased via insurance brokers do not qualify for the scheme. Other T&Cs apply (external link).

When will the business insurance referral fee be paid out?

After three months, validation checks will be made on the referral policy. You will only receive your reward if the referred customer has remained with Hiscox for three months post policy purchase, and if the validation goes through. Your referral reward will be issued by Aklamio. Full T&Cs apply (external link).

How much is the refer a friend reward for Hiscox business insurance?

You’ll receive up to £100 when you successfully refer a friend for Hiscox Business Insurance. When you first start the referral process, you can choose to keep the reward to treat yourself or share it with your referee, half and half.

What kind of policy applications are eligible for the home insurance scheme?

For an application to be eligible for the refer-a-friend scheme, it must be a new home insurance policy application, made through the refer a friend portal, costing £300 or more per year (excluding Insurance Premium Tax). Policies must be purchased directly from Hiscox and referee policies purchased via insurance brokers do not qualify. The scheme is only available to UK residents and can’t be used on existing or renewal policies. Other T&Cs apply (external link).

How much is the refer a friend reward for Hiscox home insurance?

When you use our refer-a-friend scheme, you have a choice of two options. Receive the full reward (up to £100) for yourself or choose to split it 50/50 with whoever you referred – the referrer decided when first making a referral.

In order for your referral to qualify, the new Hiscox customer needs to make at least three monthly payments (if paying monthly). Other T&Cs apply (external link).

Who do I get in touch if I have questions about the refer-a-friend scheme?

If you have any a query about the refer-a-friend scheme, you can contact Aklamio Customer Support (external link). The team there will be able to assist you with any queries around:

  • General enquiries about the refer-a-friend scheme
  • Reward payment options
  • Reward payments

Tracking your referral and reward payment


Keeping track of your referral and reward payment is quick and easy with Aklamio – all you need to do is sign up for an Aklamio account.

Once you have set up your account, you can track your referral. You’ll receive your payment quickly and easily once all validation checks have been completed.

You can read more about the Aklamio post-purchase journey (external link) on their website, learn about how they work and what you can expect.

Get in touch with Aklamio through their online help centre (external link), by emailing [email protected] or calling +44 1576 820030 – customer service is available Monday to Friday, 8am to 5pm.

Introduce a friend using our refer-a-friend scheme

Receive up to £100 for a successful referral

Refer now