Cyber and legal insurance for Restaurants

As a restaurant, having insurance in place could be important for the vitality of your business. At Hiscox, we offer cyber and legal insurance for restaurants for when things don’t go to plan.

Whether an employee has an issue with their contract, or your booking system is hacked, our cyber and legal cover can help you keep your doors open.

Focus on giving customers a great experience, from the first sip of their aperitif to the final bite of their dessert with Hiscox cyber and legal cover.

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Insuring your restaurant

If you run a restaurant, you know how rewarding and demanding it can be, from ordering stock and organising staff, to getting customers through the door.

But what happens if something goes wrong? If a supplier engages you in a contractual dispute over your regular vegetable order, or a former employee lodges a claim regarding wages, it’s an extra headache to deal with.

Having a cyber and legal insurance policy which is tailored to the restaurant sector means you can concentrate on helping your venture thrive.

Why you need cyber and legal insurance for restaurants

Booking system breach

You’re getting ready for lunch service and try to open your digital booking system to check how many covers your chef needs to account for – but it’s been encrypted. An alert pops up on your screen and included is information for you to pay a ransom in exchange for decryption details. Not only is your lunch service in jeopardy, but so is your customer information, your reputation and the ability to be able to take future bookings. Our cyber and data insurance can help you deal with demands and restore systems swiftly.

Employee dispute

One of your waiters has been consistently turning up late and has also been rude to customers. Other staff members have spoken to you about having to pick up the slack and deal with complaints from patrons. Despite going through the official warning procedure step by step, their behaviour hasn’t changed, so you make the decision to follow through with a dismissal. If they decide to take you to an employment tribunal, our legal protection insurance can help you to designate a solicitor for the case.

Not sure what you need?

If you’re not sure what you need, tell us a little more about your restaurant business. We’ll help you to build your quote and explore any other insurance needs.

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Key types of insurance for restaurants

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These are just some of the types of business insurance for restaurants that we can offer. We can provide other specific types of cover and build them into a policy that’s tailored to the exact needs of your business.

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