Special event insurance

Whether your event is a one-off music festival or a village fete, you’ll want to both protect your investment and your exposure to liability.

Cover tailored to your needs

Hiscox Event Assured Insurance is a flexible portfolio of the key insurances designed to meet the needs of organisers of a wide range of events from meetings and hospitality to celebrations, outdoor festivals, music events, street parties, and much more.

Key features include:

• Choice of cover in the three key areas of risk in events: cancellation and disruption, property damage, and liabilities
• Available for events taking place almost anywhere in the world
• Choice of currencies
• Can cover high-budget, multi-million pound events

Cancellation and disruption insurance

Key features include:

• Cancellation, abandonment, curtailment, or rearrangement including to another time or place
• Cover available on a full revenue basis, which protects your projected profit
• Expenses-only basis of cover also available where this is more relevant or to keep costs down
• Terrorism extensions available
• National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)

You can also choose to add the following options:

• Adverse weather cover for events outdoors or in temporary structures or marquees
• Reduced attendance
• Non-appearance (key featured persons)
• National mourning beyond the standard cover

Property cover

This can cover almost anything from furniture to audio visual equipment and marquees – even money.

Key features include:

• Covers event property owned, borrowed or hired for the event
• Includes transit to, from and whilst at the event, including loading and unloading
• Terrorism cover available
• Continuing hire charges cover for hired equipment

Events liability insurance

Key features include:

• Public liability cover up to £10 million
• Employers’ liability up to £10 million
• Indemnity to directors and employees
• Liability for damage to venues
• Indemnity to venue owners or operators