Fundraising is an integral part of charity operations, and holding events is one of the most effective ways to encourage the public to donate. But whether you’re holding a jumble sale in the village hall, putting on a charity sports match, or throwing a large summer fete – you need to insure your event against whatever accidents might happen.

Charity event insurance allows you to get on with the important business of raising money for your cause, without worrying about the unexpected. Call Hiscox today to find out how more about the cover we can provide for you and your charity event.

Call on 0800 840 2469 Monday to Friday, 9am to 5pm, excluding bank holidays

Charity event cover, tailored to your needs

Every charity’s different, and depending on your size, purpose and supporters, you’re likely to have unique needs and concerns when it comes to fundraising. The risks associated with putting on an evening gala abroad are distinctly different to those involved in holding a sponsored football match, and your event insurance should reflect that.

Key features include:

  • Choice of cover in the three key areas of risk in events: cancellation and disruption, property damage, and liabilities
  • Available for events taking place almost anywhere in the world
  • Choice of currencies
  • Can cover high-budget, multi-million-pound events

Charity event cancellation and disruption insurance

There’s nothing worse than having to call off an event last minute due to circumstances outside of your control. But if that cancellation puts your charity in a financial bind, it could have a much wider effect on your organisation. This kind of charity insurance will protect you against the worst that can happen.

Key features include:

  • Cancellation, abandonment, curtailment, or rearrangement including to another time or place
  • Cover available on a full revenue basis, which protects your projected profit
  • Expenses-only basis of cover also available where this is more relevant or to keep costs down
  • Terrorism extensions available

National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)

You can also choose to add the following options:

  • Adverse weather cover for events outdoors or in temporary structures or marquees
  • Reduced attendance
  • Non-appearance (key featured persons)

Charity event property cover

A good event is all about the people who attend it, but with people, come accidents. Charity event property insurance protects the items you buy, borrow or hire for your fundraising event. This can cover almost anything from furniture to audio visual equipment and marquees – even money.

Key features include:

  • Covers event property owned, borrowed or hired for the event
  • Includes transit to, from and whilst at the event, including loading and unloading
  • Terrorism cover available
  • Continuing hire charges cover for hired equipment

Charity events liability insurance

When things go wrong, you don’t always see them coming. But if someone is injured, or their property damaged as a result of your charity event – they might blame you, and your charity could be held liable. Hiscox liability insurance makes sure that, if the worst should happen, you’re covered.

Key features include:

  • Public liability cover up to £10 million
  • Employers’ liability up to £10 million
  • Indemnity to directors and employees
  • Liability for damage to venues
  • Indemnity to venue owners or operators

Make claim

When things go wrong, we’re the experts in putting it right. Need to make a claim?

FAQs

Please also see our events insurance FAQs for general information. 

Contact us

Our events insurance specialists are here to help so please get in touch.