Are you clear how far your cover goes?
Be confident you’re covered
To help make sure you're never underinsured, our home insurance provides unlimited cover. This means that whatever the value of your loss, you can be confident you’re covered. For some claims, such as tracing a leak, losing money while away from home or retrieving lost data, we apply certain limits which are detailed in your policy documents – however, the cover we provide is still higher than most other home insurance policies.
For other claims, there is no limit to the total value we'll pay for the cost of repairing or replacing damage or loss. This means that if there was a fire at your home or if you were burgled, there would be no cap on the total amount we could pay for a claim. We'd pay up to £15,000 for any individual item, pair or set that's not been listed – yet the total amount we'd pay is limitless. For jewellery, watches, art and collections, we simply ask you to tell us how much cover you need.