Commercial insurance

Your client shouldn’t leave their human resources management to chance – employees can bring several different types of claim at an employment tribunal and the costs for an employer can amount to thousands of pounds, even if the employer wins the case.

No matter how good a company’s own controls are to detect and prevent fraud, they are never a guaranteed fail-safe procedure. Over half of UK organisations have experienced economic crime in the past two years¹.

As businesses evolve and become ever more reliant on technology, the risks from suffering a loss related to problems with their computer systems, or from holding sensitive customer data, continue to grow and can lead to lost revenue, a damaged reputation, and legal and regulatory costs, not to mention the associated business disruption.

A life in the public eye brings with it a world of constantly changing exposures, and the traditional household policies and media liability policies do not adequately cover off the risks these high-profile clients face. We’ve created an indemnity policy designed to fill this gap by covering individuals with a public reputation and/or social media following. Hiscox is proud to be the only insurer to offer Influencer and Public Figure Protection.

With regulation on the increase in areas such as employment practices, trading standards and health and safety, coupled with a growing compensation culture, the Hiscox Management Liability Portfolio offers protection for businesses and their directors. 

Professional indemnity insurance can help protect your client if a claim is brought by one of their clients due to a problem with work that has been done for them.

We understand that your clients want flexible cover to reflect the individual nature of their business, but also know that they don’t want cover, or paper work, that is superfluous to their requirements.

Have your clients considered what would happen to their business if a key member of staff suffered a serious injury and was unable to work? Hiscox Personal Accident Insurance would provide them with a lump sum payment to help support their business or staff during this difficult period.

With Hiscox, your clients can minimise the effects of those unforeseen circumstances that could dramatically affect their income and, just as importantly, their reputation.