Getting away for a lifetime experience?
Keeping you safe
Our Gap Year policy caters for those doing just that – taking a sabbatical, working abroad, volunteering or simply having fun.
What am I covered for?
As you’d expect, we offer a unique, comprehensive range of benefits tailored to the specific needs of an independent traveller including:
Generous limits for key risks such as medical expenses (up to £10m), cancellation and curtailment (up to £5,000), personal liability (up to £2m) and money (£1,000).
Personal effects/baggage (up to £2,500) including the option to add specialist portable equipment.
A very wide range of sporting and other leisure activities including scuba diving, sailing, white-water rafting & other water sports, skiing and a range of other winter sports and bungee jumping, safari & other adventures.
Emergency evacuation costs (up to £10,000) following unforeseen natural catastrophes (e.g. volcanic eruption or flood) or political unrest.
Disruption of your trip as a consequence of strike action, bad weather and even volcanic ash clouds.
For car hires up to 31 days, we provide collision damage waiver (up to £1,500). With most car hire companies charging premiums for European hires of £10-£20 a day (depending upon make/model and the country involved) to reduce their standard car insurance excess, we expect to help you save money with this policy extension.
Losses (up to £2,000) following the insolvency of an independent (i.e. not a package or inclusive holiday) travel or accommodation provider
For more information on the cover provided, please call us on 0330 660 0751.
Buy your gap year travel insurance now
- Tailor your quote
- Immediate cover
Contact our UK-based insurance experts. Call us on 0330 660 0751
Mon-Fri, 9am to 5pm. Sat, 10am to 4pm. Excluding UK bank holidays.
Stranded Passenger – looking after you during delays
However well you’ve planned your trip, sometimes things are simply out of your control. Delayed or cancelled flights are unfortunate but it doesn’t make them any less frustrating.
The good news is we’ll help to ease the strain.
As one of our policyholders, you have access to a network of more than 800 executive lounges at airports around the world. If your flight is delayed by more than 2 hours, we automatically send an access code to your phone so you can take advantage of the facilities, with our compliments, while you wait.
All you need to do is take a couple of minutes to register your flight and passenger details at least 24 hours before departure. You’ll find access details with your policy documentation.
360 Assistance service
Our 360 Assistance service (external link) gives you access to important security and medical information on most countries around the world 24 hours a day, 365 days a year. An easy to read country summary, vaccination, important contact numbers and other information helps you plan your itinerary and we will keep you updated with email or SMS alerts. Supported by our team of travel insurance experts, this package gives you peace of mind whenever and wherever you need it.
Who is covered?
Our standard policy covers:
Any person aged up to 59 years
Dependants in full-time education up to 23 years old, whether travelling with the main policyholder(s) or not.
We look to provide appropriate cover wherever possible and our confidential screening service by medical professionals, means we offer an informed, flexible approach. If you need us to tailor our standard cover, then we’re keen to help. Please call us on 0330 660 0751 and we can discuss the options.
Make a claim
Renew your policy
To ensure your annual travel insurance cover does not expire without you realising, we will send you a renewal notification email 21 days before your travel insurance policy is due to expire.
- Retrieve a saved quote
- Update your details
- Download policy documents
Returning after a medical screening?
Retrieve your quote online
More detail about our annual travel insurance cover
- Gap year travel insurance policy summary (PDF)
- Gap year travel insurance policy wording (PDF)
- Travel insurance key facts (PDF)
- Travel insurance - activities covered (PDF)
- Travel insurance - standard medical conditions (PDF)
The maximum age limit for our gap year travel product is 59. If you exceed this age limit, or need a specialist policy for other reasons, such as complex medical conditions, then please call 0330 660 0751 between 9am and 5pm Monday to Friday or between 10am to 4pm on Saturday and our partner Millstream will be able to provide an individual travel insurance quotation.
Started your cover before September 1, 2017?
- Gap year travel insurance policy summary- incepting Feb. 1 2016 to Aug. 31 2017 (PDF)
- Gap year travel insurance policy wording - incepting Feb. 1 2016 to Aug. 31 2017 (PDF)
- Gap Year travel insurance policy summary - incepting before 1st February 2016 (PDF)
- Gap Year travel insurance policy wording - incepting before 1st February 2016