Public liability insurance
Public liability insurance covers compensation you have to pay a client, contractor or member of the public due to accidental injury or property damage. This could be something that happened at your business premises such as a client slipping on a wet floor, or something outside your workplace such as an employee spilling coffee over a client’s computer when visiting their office.
Public liability insurance will provide your business with important protection if you:
Employers’ liability insurance
As an employer you are responsible for the health and safety of your employees whilst they are at work. If they suffer an accident in the workplace such as tripping over a computer cable, or claim any physical or mental illness brought on by work, they could bring a claim against you for compensation.
It is a legal requirement if you employ staff to have a minimum of £5 million of employers’ liability cover.
Why choose Hiscox Liability Insurance:
- You can choose to purchase Hiscox Public Liability and Employers’ Liability together as a single package
- The limit you select means that any claim you make has this limit of cover
- Legal fees are included in the cover, such as the cost of paying a solicitor to defend you in court
Read more about Hiscox Liability Insurance cover information >
Call us on 0845 213 8900 for more help if you have more than seven employees, or your turnover exceeds £750,000.
