Public liability insurance covers compensation you have to pay a client, contractor or member of the public due to accidental injury or property damage. This could be something that happened at your business premises such as a client slipping on a wet floor, or something outside your workplace such as an employee spilling coffee over a client’s computer when visiting their office.
Public liability insurance will provide your business with important protection if you:
Find out more about public liability insurance >
As an employer you are responsible for the health and safety of your employees whilst they are at work. If they suffer an accident in the workplace such as tripping over a computer cable, or claim any physical or mental illness brought on by work, they could bring a claim against you for compensation.
It is a legal requirement if you employ staff to have a minimum of £5 million of employers’ liability cover. Find out more about employers' liability insurance >
Why choose Hiscox Liability Insurance:
- You can choose to purchase Hiscox Public Liability and Employers’ Liability together as a single package
- The limit you select means that any claim you make has this limit of cover
- Legal fees are included in the cover, such as the cost of paying a solicitor to defend you in court
Read more about Hiscox Liability Insurance cover information >
Call us on 0845 213 8900 for more help if you have more than seven employees, or your turnover exceeds £750,000.
