Hiscox High Value Home Insurance. Exquisitely Crafted


Hiscox offers a premium home insurance service designed for higher value homes. Each policy provides cover you would not necessarily find with a standard home and contents policy, each tailored to suit your particular needs.

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Call us to get a quote: 

0800 247 1902 
Mon - Fri, 9am - 5 pm

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flexibility and customization


Flexibility and customisation as standard

We know that customers with higher value homes and contents run the very real risk of being under-insured* with standard insurance policies. Our Insurance Experts will work with you to understand you and your home and help shape the specific cover you need.

valuables


Cover for jewellery, watches and valuables; simplified 

We understand the need to itemise your jewellery, watches and valuables can be a burden and cause for concern. This is why with Hiscox you only need to tell us about your valuables worth more than £25,000. What’s more, they’re covered worldwide.

claims


Dedicated, award-winning claims team

Our claims promise is that we always start by assuming your claim is valid. Our dedicated and award-winning claims team take a common-sense approach to your circumstances and ensure your claim is handled fairly, with empathy and efficiency. Money can’t always replace your most treasured items, so we work with a range of experts to help replace, repair or restore them whenever possible.

What's included


Our Insurance Experts will help tailor cover to your specific needs - here are just some of the features offered through our High Value Home Insurance policy:

  • Peace of mind wherever you are
    Worldwide cover for theft, loss and damage of your possessions when you take them away from home
  • Specialist cover for fine art
    Our decades of experience and passion for art, mean that we can offer truly bespoke cover and a claims service which is fast and discreet
  • Access to specialist services
    We can put you in touch with a network of trusted experts such as surveyors, furniture restorers, safe installers and legal advisors
  • Renovations & Extensions
    Hiscox Home Insurance includes cover for renovation and extension projects up to £75,000 as standard. Additional cover is available for larger projects
  • Free Leakbot water leak detection technology when you buy buildings cover
    Damage caused by water leaks is one of the worst things that could happen to your home. That’s why we are now offering all of our buildings insurance customers a free LeakBot.
  • Cover for student family members when living away
    We provide cover for loss or damage caused by theft of belongings of all student family members, when violence or force has been used to enter or leave their accommodation.

Our claims service is award-winning – here’s what customers say about their experience


“Politeness when dealing with us on the phone and sympathetic to any possible distress that the burglary had caused. Your promptness in achieving a valuation and settling it was spectacular.” 

May 2024 

“The lady who dealt with my claim was friendly, helpful, efficient, undertaking, empathetic, and the speed with which she dealt with my claim exceeded my expectations.” 

May 2024 

“The process restored my faith that there is such a thing as customer service in this country. Laura was clear about the process, efficient in her handling of the claim and from start to finish, made the whole process easy. I only wish everyone was as professional. I would highly recommend Hiscox for home insurance.” 

May 2024

Call us to get a quote

Speak to a Hiscox Insurance Expert to build the right policy for you and the things you value

Call us on 0800 247 1902

Who is this for?

Hiscox Home Insurance is designed for customers with home contents of £150,000 and above.

Other qualification and acceptance criteria apply. Please speak to a Hiscox Insurance Expert to find out more.

Why do you need it?

You recognise that standard insurance policies are probably not designed for homes like yours. Hiscox are specialist in providing Home Insurance for higher value homes and can work with you to build the specific cover you need; all backed up with the claims service you would expect.

How much cover should you consider?

For people with high value homes there can be an increased risk of under insurance*, particularly from standard insurance policies. Our Insurance Experts will guide you through the process to reduce this risk by building the specific cover you need for your personal circumstances.

Existing Hiscox customer?


Do you already have a policy with us and need some help?

Our UK-based team of business insurance experts are here to help.

Contact us

*Global Data: 27 January 2023 UK HNW Home Insurance Market Report