With investment and capital pouring into the FinTech sector, investor and owner expectations are often only eclipsed by customer expectations on what can be delivered. This combination of factors can create extraordinary pressure to deliver time and time again.

Sometimes mistakes are made and this is when having the best possible team behind you is key. Our specialist FinTech underwriters understand your business and provide broad insurance cover, whilst our in-house claims solicitors can help protect the reputation of your business if things go wrong.

Who has the Hiscox FinTech Portfolio been designed for?

Hiscox FinTech Portfolio has been designed to cover the unique risks that innovative regulated and non-regulated FinTech businesses face.

Regulated FinTech
Designed for FCA regulated businesses, appointed representatives, those operating within the FCA sandbox or those needing PSD2 cover.

  • Broad appetite for UK-based FinTech risks including PSD2 cover for AISPs/PISPs.
  • Flexible limit options up to £5 million per cover.
  • Risks involved with blockchain technology.
  • Trading platforms, payment services, e-money institutions, crowdfunding and P2P platforms.
  • Businesses with a turnover up to £100 million and up to 25% revenue from the USA/Canada.

Non-regulated FinTech
Aimed at FinTech and Tech companies working within the financial services space, delivering financial services solutions or working for financial services companies but who are not regulated by the FCA.

  • Broad appetite for UK-based non-regulated FinTech risks (flexible limit options up to £10 million per cover).
  • Risks involved with blockchain technology.
  • Trading platforms, RegTech, PropTech and other innovative cutting edge tech companies.
  • Businesses with a turnover up to £1 billion and up to 50% revenue from the USA/Canada.
  • No minimum premium.

We have tailored our Professional Indemnity, Crime, D&O and Cyber cover to the specific needs of these different
FinTech businesses. These policies can be combined with our other insurance products to create a comprehensive,
flexible package of cover on one single policy with one simple renewal date.

Why choose Hiscox FinTech Portfolio?

  • Flexible package and pricing – from start-up to scale-up, we can tailor your client's cover to meet their insurance needs and those of their investors and partners;
  • Fast and efficient service from our team of specialist underwriters;
  • No fees and interest-free Direct Debit option – pay monthly and make unlimited changes with absolutely no fees;
  • Dedicated claims manager to provide proactive claims support;
  • Crisis containment cover included as standard.


Click here to access all our Proposal Forms. 

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