Appetite overview
Appetite overview
- We have a very broad appetite for UK retailers, such as those selling clothing, electrical goods or items for the home or garden (including shops as well as online retailers)
- Our full range of products is well suited to this sector with many of our customers buying multiple covers with us
- Our most commonly purchased products in this sector are property & casualty, with many customers also buying management liability portfolio, and cyber & data
Property & Casualty
Core appetite (Risks we love): Homeware, Do-It-Yourself (DIY) and garden retailers
Broader appetite (Risks we like): Sports, clothing and beauty retailers
Out of appetite (Risks we would not normally write but will try and find a way): Cycle stores and certain electrical retailers
Cyber & Data
We can insure most business types in this sector.
Management Liability Portfolio
We can insure most business types in this sector.
Professional Indemnity
Businesses in this sector will not always have a PI exposure and will therefore not often purchase this cover, however should there be a need for this cover we have a broad appetite for PI and should be able to accommodate.
Other covers
Personal Accident: if you hold casualty cover with us, personal accident cover can extend protection to your employees.
Terrorism: available to clients who buy any property cover.
Legal protection: available to clients who buy any other cover.
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