Charity, Not for Profit & Public Sector

We love organisations that exist to address social, environmental or humanitarian needs and that rely on donations, grants and fundraising to finance their activities. We typically don't write organisations with a strong care focus, for example care homes.



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Appetite overview

Property & Casualty

Core appetite (Risks we love): Cultural, conservation and environmental charities

Broader appetite (Risks we like): Equality, wellbeing and mental health charities

Out of appetite (Risks we would not normally write but will try and find a way): Certain international relief, poverty and famine charities

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Cyber & Data

Core appetite (Risks we love): We can insure most charity and not-for-profit organisations.

Out of appetite (Risks we would not normally write but will try and find a way): Government organisations

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Management Liability Portfolio

We can insure most business types in this sector.

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Professional Indemnity

Businesses in this sector will not always have a professional indemnity exposure and will therefore not often purchase this cover, however should there be a need for this cover we have a broad appetite for this and should be able to accommodate.

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Other covers

Personal accident: if you hold casualty cover with us, personal accident cover can extend protection to your employees.

Terrorism: available to clients who buy any property cover.

Legal protection: available to clients who buy any other cover.

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