Professional indemnity

Overview

Professional indemnity insurance can help protect your client if a claim is brought by one of their clients due to a problem with work that has been done for them.

Hiscox Professional Indemnity Insurance offers cover for compensation a policyholder may need to pay to correct a mistake or to cover legal costs due to negligence, such as giving incorrect advice or making a mistake.

Through many years of experience, we have built a leading reputation in the provision of professional indemnity protection for a wide range of professions. Our experienced claims handlers know how to protect your client’s business and settle disputes quickly and efficiently.

Key features

A Hiscox Professional Indemnity policy includes the following cover as standard:

• Negligence or breach of duty of care
• Defamation – libel and slander
• Privacy – cover for breach of confidence or disclosure of a client’s confidential information
• Infringement of intellectual property rights
• Rectification – we cover the costs (up  to a specified limit) of putting right lost or damaged non electronically held professional documents
• Court attendance – if your client or an employee has to attend court in connection with a covered claim, we will cover their costs up to a specified limit
• Dishonesty – we may cover your client against dishonesty of their partners, directors, employees and contractors where this causes them either a direct loss of their own funds or liability for their client’s funds.

Why choose Hiscox?

• A Hiscox Professional Indemnity policy can be combined with any of our other commercial insurance products to provide a single, tailored package for your client incorporating only the cover they require.
• Award-winning claims team who will deal with claims quickly and efficiently to help get your client’s business back to normal as quickly as possible.
• Interest-free payment by Direct Debit.

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