Appetite overview
Appetite overview
- We consider customers of all sizes, from tradespersons, specialist design practices or contractors and larger contingent building firms
- We have can consider public and employers' liability for customers undertaking the build work under our Schemes proposition
Professional Indemnity
Core appetite (Risks we love): Interior designers, architects (<£1m turnover), engineers (building services), design and construction surveyors (<£500k turnover).
Broader appetite (Risks we like): Engineers (structural), engineers (mechanical), geotechnical, large project responsibility and fire safety contractors
Out of appetite (Risks we would not normally write but will try and find a way): Design and manufacture of cladding and large civil engineering projects
Cyber & Data
We can insure most business types in this sector.
Management Liability Portfolio
We can insure most business types in this sector.
Property & Casualty
Core appetite (Risks we love): Desk based professionals
Out of appetite (Risks we would not normally write but will try and find a way): Surveys and site visits
Other covers
Personal accident: if you hold casualty cover with us, personal accident cover can extend protection to your employees.
Terrorism: available to clients who buy any property cover.
Legal protection: available to clients who buy any other cover.
Related content
Related content
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Proposal Forms
Discover the proposal forms you need to get your clients covered with Hiscox.
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Appetite Guides
Here you will find one-page guides to our appetite across our commercial and high net worth, art & collections product lines.
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Hiscox Extranet
Hiscox Extranet is fully integrated with the Acturis system, so you can digitally trade with us across a range of commercial and high net worth, art & collections products.
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Commercial Insurance
Head to our commercial insurance hub, where you can find all the information you need to secure the right cover for your clients in a range of sectors.
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Schemes
Hiscox provides scheme and delegated authority arrangements for brokers and MGAs that have identified a group of clients with specialist insurance needs.
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Product Oversight & Fair Value Information
Read about our commitment to providing insurance products that will help to secure good outcomes for your clients.