Key Features
Our 606 policies are available as a standalone product. However, if a client qualifies for 606 for one property, then they will be covered by our 606 policy for all, even if secondary properties on their own would not qualify for 606 cover.
- Accidental damage covered as standard: Possessions are replaced on a ‘new for old’ basis with no reductions in value for wear and tear
- Worldwide cover: for theft, loss and damage to your clients’ possessions when taken away from their home
- Protection for you and your family: We provide specialist help and support if you and your family are involved in an incident not necessarily resulting in a loss. For example, we will assist you following traumatic or stressful events such as aggravated assault in an attempted burglary or identity fraud
- Protection for staff and visitors: Public liability and employers' liability cover of up to £10 million each
- A common sense approach: No need to list jewellery and watches under £25,000 in value, or fine art pieces under £50,000 in value
Say hello to LeakBot
LeakBot is a smart water leak detector that is included FREE of charge with your client’s building insurance.
LeakBot spots hidden leaks before they become a bigger problem, helping protect your client’s home against serious damage. If your client experiences a LeakBot alert, a LeakBot engineer will visit the property to locate the source and fix the problem.
LeakBot RRP £149. Hiscox will cover the cost, usually £150 +VAT, plus one home visit per device every 12 months from a specialist LeakBot engineer.
Why choose Hiscox?
1
An exceptional claims team Professionalism and experience are key – we take a common sense approach to claims and ensure they are handled quickly, efficiently and fairly
2
Going the extra mile We understand that money can’t always replace your clients’ most treasured items, so we work with a range of experts to help replace, repair or restore them whenever possible
3
Immediate assistance for home emergencies
We include 24-hour home emergency cover as standard, giving your clients swift assistance from a suitable contractor in the event of an unforeseen household emergency
Documents
Policy wordings
Policies that begin with PL-HOM only:
- Policies quoted or renewed on or after 29th January 2026: Hiscox 606 home insurance - wording – 22630 (01/26)
- Hiscox 606 home insurance - summary of change – 22654 (01/26)
- Policies quoted or renewed on or after 27th February 2024: Hiscox 606 home insurance - wording – 22630 (02/24)
- Hiscox 606 home insurance - summary of change – 22654 (02/24)
- Policies quoted or renewed prior to 27th February 2024: Hiscox 606 home insurance - wording – 18968 (09/22)
- Hiscox 606 home insurance - summary of change – 18896 (06/18)
Policies that do not begin with PL-HOM:
- Policies with a renewal date of 20/4/2020 or later: Hiscox 606 Home insurance - policy wording - 6050 (03/20)
- Hiscox 606 home insurance - wording (UK) – 6050 (08/17)
Underwriting
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