Our Hiscox 606 policy is a premium home insurance product designed for high-net-worth individuals. Each policy includes cover you wouldn’t find with a standard home and contents insurance policy, and contains features tailored to suits the needs of individuals with specialist or complex requirements such as high value items, art or collections or listed buildings. We also offer unlimited cover on buildings and contents, subject to qualification. With unlimited cover your clients will never be underinsured. 

Our 606 policies are available as a standalone product. However, if a client qualifies for 606 for one property, then they will be covered by our 606 policy for all, even if secondary properties on their own would not qualify.

Key features

  • LeakBot a smart water leak detector is included free of charge with your client’s building insurance. LeakBot spots hidden leaks before they become a bigger problem helping protect your client’s home against serious damage. If your client experiences a LeakBot alert, a LeakBot engineer will locate the source and fix the problem*.
  • Accidental damage covered as standard - Possessions are replaced on a ‘new for old’ basis with no reductions in value for wear and tear
  • Worldwide cover for theft, loss and damage to your clients’ possessions when taken away from home
  • Personal cyber cover to protect your clients' data, our exceptional claims service will get them back online quickly and safely
  • Protection for you and your family - We provide specialist help and support if you and your family are involved in an incident not necessarily resulting in a loss. For example, we will assist you following traumatic or stressful events such as aggravated assault in an attempted burglary or identity fraud
  • Protection for staff and visitors. Public liability and employers' liability cover of £10 million each
  • A common sense approach - No need to list jewellery and watches under £25,000 in value, or fine art pieces under £50,000 in value

*LeakBot RRP £149. Hiscox will cover the cost, usually £150 +VAT, of one home visit per device every 12 months from a specialist LeakBot engineer.

Say hello to LeakBot

Unlimited cover

You’ve told us that underinsurance is a considerable problem and we understand how difficult it is for customers to accurately assess the value of their buildings and contents. This can lead to difficulties for clients and brokers in the event of a claim.

As such, to further complement our award-winning claims service, we will now provide the majority of our new customers with the added peace of mind of having unlimited buildings and contents cover. We are also delighted to be able to offer our existing clients the option to switch to unlimited cover at renewal.  Unlimited cover is only available on UK policies. 

Who is it for?

The 606 home and contents policy is designed specifically to meet the needs of people with a higher value home or contents. The following should help you assess whether our 606 policy is suitable for your client.

  • Who is the client? Who we insure has always been more important than what we insure, so full client details including occupation, lifestyle, claims and insurance history will help us to underwrite the risk
  • Where do we write business? The 606 policy is designed for clients in the UK and Ireland. We can also insure overseas homes

We can offer a bespoke solution to suit the specific needs of your individual clients. Hiscox 606 insurance can be combined with any other product from our suite of Hiscox Art and Private Client products, giving your clients the convenience of one policy and a single renewal date.

Why choose Hiscox?

  • A dedicated, award-winning claims team. Professionalism and experience are key – we take a common sense approach to claims and ensure they are handled quickly, efficiently and fairly
  • Personal choice. Your clients generally have the freedom to choose their own suppliers and contractors
  • Immediate assistance for home emergencies. We include 24-hour home emergency cover as standard, giving your clients swift assistance from a suitable contractor in the event of an unforeseen household emergency
  • Going the extra mile. We understand that money can’t always replace your clients’ most treasured items, so we work with a range of experts to help replace, repair or restore them whenever possible.
Hiscox HNW Claims Solution of the Year Winner 2018

HNW Claims Solution of the Year Winner


Policies that begin with PL-HOM only: 

Policies that do not begin with PL-HOM:


UK policies taken out on or after 11 June 2018

UK policies taken out before 11 June 2018

Arrange a quote for your client

Speak to your local Hiscox underwriter.


Renovations and extensions

If you have a client embarking on building works to their property, Hiscox Renovation and Extension Insurance can be added onto a Hiscox 606 Home Insurance policy.


Annual travel extension

 Annual travel insurance can be added onto a Hiscox 606 Home Insurance policy.

Related products

Within the 606 policy, Hiscox offer a survey to assess the sums insured, help identify potential risks and provide advice on how best to mitigate these. This is an optional service which is offered free of charge to customers where this would be a benefit to them. With Hiscox 606 Insurance, we offer unlimited cover. This means that whatever the value of your loss, you’re covered. For any customers who do not have unlimited cover, a survey to assess sums insured may be offered.