Appetite overview
Professional Indemnity
Core appetite (Risks we love): A wide array of business to business event organisers.
Out of appetite (Risks we would not normally write but will try and find a way): Organisation of international or virtual events.
Cyber & Data
We can insure most business types in this sector
Management Liability Portfolio
We can insure most business types in this sector
Property & Casualty
Core appetite (Risks we love): Conference and exhibition organisers
Broader appetite (Risks we like): Wedding and event organisers
Out of appetite (Risks we would not normally write but will try and find a way): Fetes and festival organisers
Other covers
Personal accident: if you hold casualty cover with us, personal accident cover can extend protection to your employees.
Terrorism: available to clients who buy any property cover.
Legal protection: available to clients who buy any other cover.
Covers available
Conference Insurance
We offer a flexible portfolio of key insurance covers including: event cancellation and disruption, property, and liability. These can all be tailored to meet the precise needs of your client's event.
Event cancellation and disruption cover
Key features include:
- Cancellation, abandonment, curtailment, or rearrangement (including to another time or place)
- Cover available on both an expenses only option or full revenue depending on your clients’ needs
- National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)
Your client can also choose to add the following options:
- Adverse weather cover for events or activities outdoors or in temporary structures or marquees
- Reduced attendance of attendees and/or delegates
- Non-appearance (key featured persons)
- National mourning (beyond the standard cover)
- Terrorism extensions available
Property cover
This can cover anything from furniture to audio visual equipment and marquees, and even money.
Key features include:
- Property owned, borrowed or hired for the event
- Transit to, from and while at the event (including loading and unloading)
- Terrorism cover available
- Continuing hire charges cover for hired equipment
Events liability insurance
Key features include:
- Public liability cover up to £10 million (or other currency equivalents)
- Employers’ liability up to £10 million (or other currency equivalents)
- Indemnity to directors and employees
- Liability for damage to venues
- Indemnity to venue owners or operators
- Damage to third party property
Exhibitor Insurance
Hiscox exhibitor insurance is a portfolio of the key insurances designed to meet the needs of exhibitors – a combination of cancellation and disruption, loss or damage to property, and liabilities (exhibition organisers usually require exhibitors to have liability insurance in place).
Key features include:
- Public liability cover up to £10 million
- Employers’ liability cover
- Damage to the stand shell and venue
- National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)
- No deductibles on cancellation insurance cover
- Terrorism cover available under "all risks" as part of our property damage insurance
- All risks cover for owned and hired equipment including loss of hire charges
- Special extensions to deal with travel problems and delays affecting the people on your stand
Event Organiser Insurance
Hiscox event organiser insurance is a flexible portfolio of the key insurances. It’s designed to meet the needs of professional event organisers of a wide range of events, from meetings and hospitality to celebrations, outdoor festivals, music events, street parties, and much more.
Key features include:
- Choice of cover in the three key areas of risk in events: cancellation and disruption, property damage, and liabilities
- Available for events taking place almost anywhere in the world
- Choice of currencies
- Can cover high-budget, multi-million pound events
Cancellation and disruption insurance
Key features include:
- Cancellation, abandonment, curtailment, or rearrangement (including to another time or place)
- Cover available on a full revenue basis, which protects your client's projected profit
- Expenses-only basis of cover also available where this is more relevant or to keep costs down
- National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)
You can also choose to add the following options:
- Adverse weather cover for events outdoors or in temporary structures or marquees
- Reduced attendance
- Non-appearance (key featured persons)
- National mourning beyond the standard cover
- Terrorism extensions available
Property cover
This can cover almost anything from furniture to audio visual equipment and marquees – even money.
Key features include:
- Covers event property owned, borrowed or hired for the event
- Includes transit to, from and whilst at the event, including loading and unloading
- Terrorism cover available
- Continuing hire charges cover for hired equipment
Events liability insurance
Key features include:
- Public liability cover up to £10 million
- Employers’ liability up to £10 million
- Indemnity to directors and employees
- Liability for damage to venues
- Indemnity to venue owners or operators
Event Liability Insurance
Public liability insurance can provide a safety net for events of all kinds. The Hiscox event liability includes up to £10 million in cover. We can provide cover as a one-off for single events, multiple event cover for a series of events, or even annual cover for a full events calendar.
Key features include:
- Public liability cover up to £10 million
- Employers’ liability of up to £10 million
- Various currency options
- Indemnity to directors and employees
- Liability for damage to venues
- Indemnity to venue owners or operators
The annual policy also includes additional features which have been tailored to provide the cover that’s relevant for your client's wider business as an event organiser.
Exhibition Insurance
Hiscox exhibition insurance is a flexible portfolio of the key insurances designed to meet the needs of organisers of both public shows and trade fairs. It protects your client's exhibition in the three key areas: cancellation and disruption, property damage and money, and legal liabilities.
We can also provide cover on an annual basis for companies who manage multiple events.
Key features include:
- Available for events taking place almost anywhere in the world
- Choice of currencies
- Can cover events with revenues up to £25m
- 24/7 telephone numbers for claims emergencies
Cancellation and disruption insurance
Key features include:
- Cancellation, abandonment, curtailment, or rearrangement (including to another time or place)
- Cover available on a full revenue basis, which protects your projected profit
- Expenses-only basis of cover also available where this is more relevant or to keep costs down
- National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)
Your client can also choose to add the following options:
- Adverse weather cover for events outdoors or in temporary structures or marquees
- Reduced attendance
- Non-appearance (key featured persons)
- National mourning beyond the standard cover
- Terrorism extensions available
Property cover
This can cover almost anything from furniture to audio visual equipment and marquees – and even money.
Key features include:
- Covers event property owned, borrowed or hired for the event
- Includes transit to, from and whilst at the event including loading and unloading
- Terrorism cover can be included
- Continuing hire charges cover for hired equipment
Events liability insurance
Key features include:
- Public liability cover up to £10 million (or other currency equivalents)
- Employers’ liability up to £10 million
- Indemnity to directors and employees
- Liability for damage to venues
- Indemnity to venue owners or operators
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