Appetite overview
Appetite overview
- We have a broad appetite in the health, beauty & wellbeing space with the capability to insure businesses of all sizes
- We can offer a range of covers to these clients, providing a tailored package to suit all coverage needs
Professional Indemnity
Core appetite (Risks we love): Talking professionals, beauty and aesthetics, private ambulances, dental professionals, occupational health, recruitment and optician risks
Broader appetite (Risks we like): Psychiatry, dermatology and manipulative therapies
Out of appetite (Risks we would not normally write but will try and find a way): Domiciliary care and surgical beauty treatments
Cyber & Data
Core appetite (Risks we love): Dental professionals, occupational health, recruitment and optician risks
Broader appetite (Risks we like): Beauty and aesthetics, private ambulances and talking professionals
Out of appetite (Risks we would not normally write but will try and find a way): Surgical beauty treatments, care homes and drug and alcohol rehabilitation
Management Liability Portfolio
Core appetite (Risks we love): Talking professionals, dental professionals, occupational health, recruitment and optician risks
Broader appetite (Risks we like): Beauty and aesthetics, private ambulances and hyperbaric wound healing centres
Out of appetite (Risks we would not normally write but will try and find a way): Surgical beauty treatments, Care homes and drug and alcohol rehabilitation
Property & Casualty
Core appetite (Risks we love): Talking professionals, beauty and aesthetics, private ambulances, occupational health and recruitment
Broader appetite (Risks we like): Scanning risks
Out of appetite (Risks we would not normally write but will try and find a way): Surgeries
Other covers
Personal accident: if you hold casualty cover with us, personal accident cover can extend protection to your employees.
Terrorism: available to clients who buy any property cover.
Legal protection: available to clients who buy any other cover.
Related content
Related content
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Proposal Forms
Discover the proposal forms you need to get your clients covered with Hiscox.
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Appetite Guides
Here you will find one-page guides to our appetite across our commercial and high net worth, art & collections product lines.
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Hiscox Extranet
Hiscox Extranet is fully integrated with the Acturis system, so you can digitally trade with us across a range of commercial and high net worth, art & collections products.
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Commercial Insurance
Head to our commercial insurance hub, where you can find all the information you need to secure the right cover for your clients in a range of sectors.
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Consumer Duty
We're here to help with the heavy lifting, discover everything you need to know about the FCA’s Consumer Duty.
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Product Oversight & Fair Value Information
Read about our commitment to providing insurance products that will help to secure good outcomes for your clients.