No amount of preparation can make you immune to extreme weather, and in the UK most homeowners will have suffered some sort of damage resulting from storm weather, including flood damage. But if storm weather is forecast, there are several steps you can take to minimise the risk both to your property and to the people living inside it.
Maintaining your roof tiles and gutters
Wind damage to roof tiles and damage caused by loose tiles is a common occurrence during storms. With proper maintenance throughout the year, your roof has a much better chance of standing up to harsh winds and rainfall, thereby helping to minimise flood and wind damage overall. You might want to consider:
- A maintenance check to ensure that all roof tiles are securely fixed down
- Keeping your gutters free from twigs, moss or other debris, so they do not get blocked during heavy rainfall
- Making sure that gutters are firmly attached
Securing loose items
Items left loose outside, such as toys, tools, barbecues or bicycles, can all become major hazards in high winds. It is well worth storing these items elsewhere when storm weather is anticipated. If you have a garden shed, check that the door is secure on its hinges and can be padlocked shut, as shed doors can be another cause of major damage.
Protection in lightning storms
During storms, it is safest to be inside with all doors and windows firmly shut. Should you find yourself outside during a lightning storm, it is recommended for safety reasons that you do not use your mobile phone which can act as a conductor.
Find the right Hiscox insurance policy for you
Hiscox home insurance, includes cover for storm damage, from minor breakages to structural repair. Also, as part of our policy documentation, we list the perils we don’t cover, so you will be able to fully understand how your property is protected. More information on home insurance >