Hiscox Personal Accident Insurance cover provides:
a lump sum if you or an insured employee is injured, left permanently disabled or die from your injuries as the result of an accident
a weekly payment whilst you are not able to work because of your injuries
Our personal accident insurance protects you and insured employees against risks such as:
Risk
Protection
Medical expenses
We will pay medical expenses incurred because of an accident occurring during or outside office hours.
Additional staff costs
The personal accident payment could help cover additional staff costs such as overtime, or pay for additional staff training or recruitment to cover the absence caused by a personal accident.
The costs involved with keeping your business running
The personal accident payment can help keep your business running by helping cover the day to day costs of operating your business such as office rent or utility costs if you, or a key employee, are unable to work.
