English Heritage “strongly advises owners to insure listed buildings or buildings in conservation areas”. You should advise your insurer if your property is a listed building as this may require specialist insurance.
You should get a detailed specialist valuation from accredited surveyors and architects. This will help you decide the most suitable insurance policy for a listed building. Find a surveyor >
Potential problems with listed buildings can include:
- Drainage
- Damp
- Decay
- Flooding
Risk prevention is very important. You should also take all reasonable precautions to minimise the risk of damage to your property.
You can reduce the risk by taking the following steps:
- Five yearly inspections by qualified electricians
- Install high-sensitivity smoke detection system
- Security measures such as intruder alarms and deadlocks for doors and windows
Find the right Hiscox insurance policy for you
Unlike many insurers Hiscox can often insure Grade II, Scotland - B, Scotland - C and Ireland - Protected listed properties, subject to the value of the property.
Read more about high value home insurance >
Useful resources
English Heritage >
periodproperty.co.uk >
Insurance for Historic Buildings: A Risky Business >
