Home emergency insurance

‘You can never find a plumber when you need one’ goes the old saying but if there is an emergency in your home such as a burst pipe, getting someone in quickly is critical and could save thousands of pounds worth of damage to your home. Home Emergency Insurance can ensure swift assistance from approved contractors for unforeseen household emergencies which might also include blocked drains, failed heating systems, interrupted gas or electricity supply, or even for lost house keys.

Why you might benefit from Home Emergency Insurance cover

• 24 hour assistance. Do you know who you would call if an emergency such as a burst pipe happened in the middle of the night?
• Easy access to contractors. Sourcing a contractor such as a plumber or electrician independently can be time consuming
• Home emergencies can be expensive. Insurance can cover some, or all of the cost of dealing with necessary repairs

How Hiscox Home Insurance protects you in emergencies

• Our home emergency cover is included at no extra cost and you don’t have to pay an excess if you use it and it won’t affect your claims history
• Our 24 hour helpline can quickly respond to emergencies which are a risk to you or your home such as a burst pipe, failed heating or blocked drains
• We provide immediate access to approved contractors to come and repair any damage caused by a home emergency
• We will pay up to £500 plus VAT for call out, labour, parts and materials for each repair
• Home emergency cover also includes protection for your outbuildings, such as your garage

If the unfortunate should happen and you experience a home emergency, our Home Emergency Insurance will quickly provide the help you need and meet some or all of the cost of the repair.

Find out more about Hiscox Home Insurance which automatically includes Home Emergency Insurance.