Home insurance

• Accidental loss and damage cover for buildings and contents as standard
• Digital downloads including music, video and photographs are covered up to £2,500
• Engagement rings, jewellery and other valuable items worth up to £15,000 are covered as standard without the need to list them individually
• 24 hour Home Emergency cover included as standard for domestic emergencies like blocked drains, up to £500 parts and labour and no excess to pay
• Comprehensive buildings and contents insurance including garden furniture and bikes
• Efficient claims service with knowledgeable UK-based staff. No forms and some claims paid within 24 hours
• Worldwide cover as standard for theft, loss and damage of your possessions when you take them away temporarily from home
• Home business cover for furniture and office equipment for your home-office business
• Unlike 8 out of 10 standard home insurance policies, we include cover for your belongings if they are accidentally damaged or lost – as standard*

When you become a client of Hiscox you will have access to the exclusive services of security experts Control Risks.  They provide advice and assistance on all aspects of personal security, including ID fraud.  More information >

For more specialist cover – discover Hiscox High Value Home Insurance >

5 star rated home insurance

Hiscox has a long history and expertise in providing insurance for buildings and contents. Independent researchers Defaqto think so too – they have awarded our home insurance five stars for the past five years. Compare Home Insurance >

* Source: Defaqto, 24th November 2009. Reference to standard policies is based on a typical level of non-high net worth cover as defined by the independent financial research company Defaqto Ltd.