Event insurance

If your client is planning a conference, we can help them prepare for the unexpected. Whether that’s losses resulting from cancellation, damage to property or injured attendees, we offer the cover to put their mind at ease.

Cover tailored to their needs

No event is too small or too big – we can cover a one-off breakfast meeting or a global convention programme with thousands of delegates. We can also provide annual cover if your client is managing a programme of multiple events.

We offer a flexible portfolio of key insurances including event cancellation and disruption cover, property cover and liability, that can be tailored to meet the precise needs of your client's event.

Event cancellation and disruption cover

Key features include:

• Cancellation, abandonment, curtailment, or rearrangement including to another time or place
• Cover available on both an expenses only option or full revenue depending on your clients’ needs.
• Terrorism extensions available
• National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)

Your client can also choose to add the following options:

• Adverse weather cover for events or activities outdoors or in temporary structures or marquees
• Reduced attendance of attendees and/or delegates
• Non-appearance (key featured persons)
• National mourning (beyond the standard cover).

Property cover

This can cover anything from furniture to audio visual equipment and marquees, and even money.

Key features include:

• Property owned, borrowed or hired for the event
• Transit to, from and while at the event (including loading and unloading)
• Terrorism cover available
• Continuing hire charges cover for hired equipment.

Events liability insurance

Key features include:

• Public liability cover up to  £10 million (or other currency equivalents)
• Employers’ liability up to £10 million (or other currency equivalents)
• Indemnity to directors and employees
• Liability for damage to venues
• Indemnity to venue owners or operators
• Damage to third party property.

If your client organising an exhibition or trade fair, planning for the unexpected could mean the difference between making a profit and making a loss.

Whether your client's exhibition is a global trade show or local craft fair, we can help them prepare for the unexpected. From equipment failure to illness, we offer the cover to put their mind at ease.

Cover tailored to your client's needs

Hiscox exhibition insurance is a flexible portfolio of the key insurances designed to meet the needs of organisers of both public shows and trade fairs. It protects your client's exhibition in the three key areas: cancellation and disruption, property damage and money, and legal liabilities.

We can also provide cover on an annual basis for companies who manage multiple events.

Key features include:

• Available for events taking place almost anywhere in the world
• Choice of currencies
• Can cover events with revenues up to £25m
• 24/7 telephone numbers for claims emergencies.

Cancellation and disruption insurance

Key features include:

• Cancellation, abandonment, curtailment, or rearrangement including to another time or place
• Cover available on a full revenue basis, which protects your projected profit
• Expenses-only basis of cover also available where this is more relevant or to keep costs down
• Terrorism extensions available
• National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70).

Your client can also choose to add the following options:

• Adverse weather cover for events outdoors or in temporary structures or marquees
• Reduced attendance
• Non-appearance (key featured persons)
• National mourning beyond the standard cover.

Property cover

This can cover almost anything from furniture to audio visual equipment and marquees – and even money.

Key features include:

• Covers event property owned, borrowed or hired for the event
• Includes transit to, from and whilst at the event including loading and unloading
• Terrorism cover can be included
• Continuing hire charges cover for hired equipment.

Events liability insurance

Key features include:

• Public liability cover up to £10 million (or other currency equivalents)
• Employers’ liability up to £10 million
• Indemnity to directors and employees
• Liability for damage to venues
• Indemnity to venue owners or operators.

As an exhibitor, your client will no doubt have invested significant time and money to ensure they make an impact.  Not only is it highly frustrating if their plans are scuppered by unforeseen circumstances such as illness or a cancellation, their investment can be lost too.

We understand how much time and money goes into making a successful exhibit. Our exhibitor cover allows your client to focus on creating their stand with the peace of mind that if anything goes wrong, their investment won’t be lost.

Cover tailored to your client's needs

Hiscox exhibitor insurance is a portfolio of the key insurances designed to meet the needs of exhibitors – a combination of cancellation and disruption, loss or damage to property, and liabilities (exhibition organisers usually require exhibitors to have liability insurance in place).

Based on the same quality approach as our event organiser insurances, our exhibitor insurance includes useful extensions. It doesn't just start and stop with the stand, but addresses your client’s needs as an exhibitor in the period leading up to the event – including getting their people there.

Key features include:

• Public liability cover up to £10 million
• Employers’ liability cover
• Damage to the stand shell and venue 
• National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)
• No deductibles on cancellation insurance cover
• Terrorism cover available under "all risks" as part of our property damage insurance
• All risks cover for owned and hired equipment including loss of hire charges
• Special extensions to deal with travel problems and delays affecting the people on your stand

Even the best laid plans can be run off course. If your client (a business or charity) is holding a special event, we can tailor our products to meet their individual needs.

Whether your client's event is a one-off music festival or a village fete, you’ll want to both protect their investment and their exposure to liability.

Cover tailored to your client's needs

Hiscox event organiser insurance is a flexible portfolio of the key insurances designed to meet the needs of organisers of a wide range of events from meetings and hospitality to celebrations, outdoor festivals, music events, street parties, and much more.

Key features include:

• Choice of cover in the three key areas of risk in events: cancellation and disruption, property damage, and liabilities
• Available for events taking place almost anywhere in the world
• Choice of currencies
• Can cover high-budget, multi-million pound events

Cancellation and disruption insurance

Key features include:

• Cancellation, abandonment, curtailment, or rearrangement including to another time or place
• Cover available on a full revenue basis, which protects your client's projected profit
• Expenses-only basis of cover also available where this is more relevant or to keep costs down
• Terrorism extensions available
• National mourning cover is included for events where the death or funeral occurs in that country and coincides with the dates of the event (persons under 70)

You can also choose to add the following options:

• Adverse weather cover for events outdoors or in temporary structures or marquees
• Reduced attendance
• Non-appearance (key featured persons)
• National mourning beyond the standard cover

Property cover

This can cover almost anything from furniture to audio visual equipment and marquees – even money.

Key features include:

• Covers event property owned, borrowed or hired for the event
• Includes transit to, from and whilst at the event, including loading and unloading
• Terrorism cover available
• Continuing hire charges cover for hired equipment

Events liability insurance

Key features include:

• Public liability cover up to £10 million
• Employers’ liability up to £10 million
• Indemnity to directors and employees
• Liability for damage to venues
• Indemnity to venue owners or operators

Many venues require organisers to hold public liability insurance. Your client could face legal claims for accidental injury to attendees or for damage to the venue or a delegate’s property that they'll want to be protected from.

Whether your client is hosting a small business dinner or a major international convention, liability cover can help protect them against a claim if an attendee is injured at their event or if they inadvertently damage someone’s property.

We can provide cover as a one-off for single events, multiple event cover for a series of events, or even annual cover for a full events calendar.

Key features include:

• Public liability cover up to £10 million
• Employers’ liability of up to £10 million
• Various currency options
• Indemnity to directors and employees
• Liability for damage to venues
• Indemnity to venue owners or operators

The annual policy also includes additional features which have been tailored to provide the cover that’s relevant for your client's wider business as an event organiser.