It’s often hard to put a figure on what level of insurance you need to cover your home contents. We are constantly acquiring new possessions throughout our lives and the cost of replacing everything we own, as new, is not something we generally stop to think about. According to the Association of British Insurers as many as 1 in 5 UK homes could be underinsured.
It’s important to ensure you have enough home contents insurance cover in place. In the unfortunate event of you needing to make a claim, an insurer may only pay out up to the maximum amount you are covered for and not the actual cost of replacing any additional possessions beyond that sum.
To assist you with this we have two contents calculators for you to choose from:
Both contents calculators will help you work out an approximate value for your home contents. This can help you to decide how much contents insurance cover you need.
Home Contents Calculator App
The Hiscox Home Contents Calculator Application gives you a comprehensive on-the-go mobile tool allowing you to record the approximate value of your possessions inside and outside your home. To download this app to your iPhone please visit the iTunes store >
For app support or technical queries please email Smartphone.Support@Hiscox.com. Alternatively please review the User Guide (PDF, 112KB).