Office insurance - cover for business interruption
What would you do if unforeseen circumstances such as a fire, flood or major theft left your business premises unusable? It’s important to consider how you would keep your business running in the interim to maintain relationships with your clients and suppliers.
Our business interruption insurance can protect your business from unforeseen circumstances that may result in loss of income and can be added to your Hiscox Office Insurance policy to create one, simple package.
Business interruption cover includes:
a payment to make up the difference between your actual income and expected income after your ability to do business is interrupted by an unforeseen event, such as a fire or theft
paying up to 30% of your sum insured to cover reasonable additional costs you incur in order to continue operating your business as usual, such as setting up a temporary office or employing additional staff
When you buy office contents insurance you can add business interruption to your policy. You can also add the following additional covers to your Hiscox Office Insurance policy: