English Heritage “strongly advises owners to insure listed buildings or buildings in conservation areas”. You should advise your insurer if your property is a listed building as this may require specialist insurance.
You should get a detailed specialist valuation from accredited surveyors and architects. This will help you decide the most suitable insurance policy for a listed building. Find a surveyor >
Potential problems with listed buildings can include:
Risk prevention is very important. You should also take all reasonable precautions to minimise the risk of damage to your property.
You can reduce the risk by taking the following steps:
- Five yearly inspections by qualified electricians
- Install high-sensitivity smoke detection system
- Security measures such as intruder alarms and deadlocks for doors and windows
Find the right Hiscox insurance policy for you
Unlike many insurers Hiscox can insure Grade II, Scotland - B, Scotland – C and Northern Ireland – B and B+ - Protected listed properties, subject to the value of the property. Call us for a quote today..
For Grade I listed property cover in England and Wales or an A-listed property in Scotland or Northern Ireland, please visit our high value home insurance page.
Insurance for Historic Buildings: A Risky Business >