Why choose Hiscox contents insurance?
We provide unlimited cover for contents so unless stated otherwise, the total amounts we'll pay out for loss of, and damage to, your belongings is unlimited. And you won’t need to list every item in your home, just let us know if you have any items, pairs or sets worth £15,000 or more, and the overall value of any jewellery, art and collections.
You’ll also benefit from:
- Optional No Claims Discount protection that can be added to your policy, allowing you to make one claim each year without losing any of your no claims discount
- Exceptional claims service 95.53% of customers surveyed who have made a claim would recommend us (Insight Now, 179 surveys, July-Sept 2016)
What does our contents insurance cover?
The contents you can insure are often described as the items that you’d take with you if you were moving house. This includes furniture, electrical appliances, smaller possessions, and fixtures like curtains and carpets.
We’ll cover your expenses to replace stolen items or damaged items in your home. We’ll also cover loss of essential items like laptops and desktop computers.
The types of items that are protected by our contents insurance include:
- home furniture
- electronic goods (computers, tablets, mobile phones etc.)
- clothes, shoes and accessories
- paintings, pictures and sculptures
- carpets and curtains
If you’re renting a property, it’s likely that you’ll want to protect the items listed while someone else insures the building you live in. We can provide insurance for your belongings if you’re renting a property (sometimes known as tenants’ contents insurance). Simply select a contents-only quote when you’re choosing the type of cover.
How much contents insurance do I need?
‘How much should I insure my contents for?’ is one of our frequently asked questions. We provide unlimited cover for contents unless stated otherwise so you never need to worry about being underinsured.
How much is our contents insurance?
The cost of our contents insurance can vary depending on many factors. For example, where you live, the contents you own, and your previous claims history. We’ll look at all these factors and more to provide a personalised quote for you.
The cost of your policy will also relate to the scope of your cover. For example, whether your items are covered away from home or not, or whether certain types of claims have a maximum pay out cap. To find out how much it would cost you to insure your contents with us, get a quote now.
Learn more about Hiscox Home Insurance