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Telephone enquiry number
Call on 0800 042 0328
Telephone enquiry hours
Mon - Fri, 8am to 7pm, Sat, 9am to 2pm excluding bank holidays.

Hiscox are proud to have partnered with Find a Surveyor to offer you a 5% discount on our standard rates. If you choose to purchase a Hiscox Home Insurance policy or if you are already a policy holder, you will be able to access the same discount on Hiscox Renovation and Extension Insurance which provides market leading cover to protect your home during building works.

5% discount on home insurance

  • No need to list items or sets up to £15,000
  • Tailored cover for jewellery and watches
  • 60 day worldwide cover for your belongings
  • New, optional cover for renovations and extensions work over £75,000

Find out more

Need more help? Speak to our UK-based experts. Call us on 0800 042 0328

Open: Mon - Fri, 8am to 7pm | Sat, 9am to 2pm | Excluding UK bank holidays

Hiscox UK
4.7

Rated 4.7 out of 5 for satisfied customer service

670 reviews

5% discount on Hiscox Renovation and Extension Insurance

Your home is probably your most valuable asset, so if you’re planning to carry out building works it pays to make sure you, your property and your investment are fully protected. If the unexpected happens - a collapsed wall, a serious fire or theft – you need to know that your insurance policy will cover the costs.

Our market-leading renovation and extension insurance offers the highest level and quality of cover you will find on the market – it's added to your Hiscox Home Insurance policy, meaning your building structure, contents and materials used are all covered if things go wrong. Once your works are complete, we'll remove the extra cover and your Hiscox Home Insurance policy continues uninterrupted.

Which risks does Renovation and Extension Insurance cover?

  • The existing structure - your home remains fully insured against damage and loss

  • Your possessions - the items in your home or temporarily in storage because of the works

  • Alternative accommodation - if your property becomes uninhabitable due to loss or damage from the building works

  • Building materials and equipment - those that are on-site but not yet fitted to the property e.g. kitchen units

  • Works in progress - the sections of the property that are still under construction

  • Public liability - if an accident happens during your building work - for example a rood tile falling and hitting a passer-by - then you're covered.

Call 0800 042 0328 to find out more or to get a quote.

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Home insurance

Hiscox have a long history of home insurance expertise. Whether you’re seeking a separate contents-only policy or a comprehensive home insurance package, we can provide a highly tailored policy to suit your needs.

Number one

Second home insurance

If your main home is insured with Hiscox, we can provide insurance for your second home too. Both properties will be on the same policy so you'll just have one document to file and one premium to pay.

Contact us

If you want to buy home or contents insurance from us, or if you already have a policy that you need to talk to us about, please call us on 0800 042 0328 8am to 7pm Monday to Friday and 9am to 2pm on Saturdays.

Alternatively you can email us at [email protected]

Make a claim

If something goes wrong, we’re here to put it right.
Need to make a claim?

Our claims promise

Our UK-based claims handlers are here to act swiftly and in your best interests. Find out more about our superior claims service.

Terms and conditions apply, for full terms see below. Find a Surveyor and The Royal Institution of Chartered Surveyors are Introducer Appointed Representatives of Hiscox Underwriting Ltd which is authorised and regulated by the Financial Conduct Authority. For UK residents only.

The discount you can benefit from on a Hiscox Home Insurance policy is 5%. The offer is subject to underwriting criteria and only applies to Hiscox Home Insurance available via the specific telephone number and website. Cases that do not meet Hiscox’s underwriting criteria may be referred to a Hiscox recommended specialist insurance broker, where these offers will not apply. Hiscox Home policies are underwritten by Hiscox Underwriting Limited on behalf of Hiscox Insurance Company Limited.  Hiscox Underwriting Limited is authorised and regulated by the Financial Conduct Authority. Hiscox Insurance Company Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. Any reference to standard policies and to other insurers is based on a typical level of standard cover. Find a Surveyor and The Royal Institution of Chartered Surveyors are Introducer Appointed Representatives of  Hiscox Underwriting Ltd which is authorised and regulated by the Financial Conduct Authority. For UK residents only.

These terms and conditions explain how you are allowed to use this site and the operation of this site by Hiscox Underwriting Ltd, Hiscox Insurance Company Ltd and Hiscox Syndicates Ltd (“Hiscox”).

By accessing any part of this site you will be deemed to have accepted these terms and conditions in full. As this website enables you to transact business with us, the terms and conditions may be different to those on other Hiscox websites. Please take time to review these terms and conditions carefully.

  • All copyright and other intellectual property rights in any material (including text, photographs and other images and sound) contained in this website is either owned by Hiscox or has been licensed to Hiscox by the rights owner(s). You are only allowed to use this website and the material contained in the website as set out below. If you wish to do anything else with any of the material you must get the written permission of the rights owner. If you need any assistance email us at [email protected].
  • This website contains trademarks, including the Hiscox name and logo. All trademarks included on this website belong to Hiscox or have been licensed to Hiscox by the trademark owner(s) for use on this website. You are not allowed to copy or use any of these trademarks in any way except as set out below. If you wish to do anything else with any of the trademarks you must obtain the written permission of the trademark owner. If you need any assistance email us at [email protected].

What you are allowed to do

  • You may access any part of the website to which access is open to all users.
  • Access to some parts of the website is only possible by password, for example to retrieve an insurance quote. You may only access these parts of the website if you have a valid password.
  • You may print off one copy only of any individual page for your own personal use, as long as you do not do any of the things set out under “What you are not allowed to do”; unless it is explicitly designed for that purpose.

What you are not allowed to do

  • Any purchase of any insurance product(s) available through this website will be subject to these terms and conditions and the relevant policy terms and conditions.
  • You are responsible for deciding whether any of our products or services are suitable for your purposes. Please read the relevant policy terms and conditions carefully before buying any insurance policy. If you need any advice before buying any insurance policy please contact an independent financial adviser or insurance adviser.
  • This website includes links to external websites. It also includes email links to a number of suppliers of services and/or products. These links will help you find relevant services and/or products quickly and easily. You are responsible for deciding whether any of these services and/or products are suitable for your purposes. Hiscox is not responsible for the suppliers of these services and/or products or the goods or services they supply or for their website content and does not give or enter into any conditions, warranties or other terms or representations in relation to any of these.
  • All data information text images and layout are the exclusive property of Hiscox and must not be e-mailed, networked, shared, republished, reproduced, transferred or copied (other than for reasonable personal professional use e.g. audit trails or backups). All copyright intellectual and other property rights shall continue to be held by Hiscox and no rights of any kind shall pass. Any attempt to damage the site or act in contravention of these Terms and Conditions may give rise to legal redress and Hiscox Insurance Company Limited reserves the right to seek damages from such perpetrator.

Changes to terms and conditions and disclaimer

  • Hiscox may change the terms and conditions and disclaimer set out above from time to time. By browsing this website you accept the current terms and conditions and disclaimer. You should check these each time you revisit the site.

Changes to/operation of website

  • Hiscox may change the format and content of this website (or of any insurance products or services offered via this website) at any time.
  • Hiscox may suspend the operation of this website (or suspend provision of any insurance products or services offered via this website) for support or maintenance work, for content updates or for any other reason.
  • Hiscox reserves the right to stop access to this website (and to products and services offered via the website) at any time and without notice.

Data protection

  • We will only use your personal details in line with our privacy policy. Please read this carefully before proceeding. By providing your personal details to us you are consenting to its use in accordance with our privacy policy.

Purchase of products available through this site

  • Hiscox Underwriting Ltd is registered in England no. 02372789, at 1 Great St. Helen's, London, EC3A 6HX Hiscox Insurance Company Limited is registered in England no. 70234, at 1 Great St. Helen's, London, EC3A 6HX.
  • Hiscox Travel Insurance is available to purchase on a separate site administered by Millstream Underwriting Limited. Full details of the annual travel insurance products and terms and conditions are available atwww.hiscoxtravelinsurance.co.uk/rcs. Full details of the gap year travel insurance products and terms and conditions are available at www.hiscoxgaptravelinsurance.co.uk/rcg.
  • All quotations given through this website which are specifically described as ‘indicative quotes’ are intended as an indication only of your likely premium based on the limited information provided. They are not binding quotations. The premium quoted may vary once your full details have been submitted.
  • All statements made by you or information given by you to Hiscox are your responsibility. If you fail to disclose any relevant information or provide any inaccurate information, this may invalidate your insurance policy.
  • Once you have submitted a proposal for insurance via this website, the proposal will not be accepted (and you will not be insured) until you receive confirmation from Hiscox. This confirmation may be through the website or by email, telephone or post.
  • The decision as to whether to offer you insurance cover is at Hiscox's discretion and we are not bound to do so. In assessing whether or not to offer insurance cover in response to proposals submitted via this website, Hiscox will not refuse the proposal only because of automatically processed personal data. If the proposal is rejected by any automated decision making process, then the proposal is referred to people employed by, or on behalf of Hiscox.
  • The above referral process does not apply where a proposal is automatically refused because the type of cover requested is not offered by Hiscox through our website, for example where the level of cover requested is above the maximum level of cover available through this website. It is based on the restrictions set for the insurance products available through this website, however, this type of automatic refusal is not based solely on automatically processed personal data.
  • You may cancel your insurance in accordance with the relevant policy terms and conditions.
  • Once insurance has been effected by Hiscox (including any insurance effected following an update of an existing policy), Hiscox will promptly confirm with you that this is the case. Hiscox will also advise you of the relevant insurance premium and any fees or charges which are payable separately.
  • Hiscox will also provide you with a copy of the policy schedule.
  • Hiscox will notify you in writing of any changes to the terms and conditions of your insurance policy and will give reasonable notice for any changes which are due to commence.
  • You should keep a copy of all information sent to or received from us for your records.
  • Hiscox will try to reply promptly to all correspondence. We may reply by email or in writing.

How we handle complaints

If you have a question or complaint, you can contact us in one of the following ways:

In writing

Hiscox Customer Relations
The Hiscox Building
Peasholme Green
York Y01 7PR

By phone: 0800 116 4627 or 01904 681 198

By email[email protected]

We will try to resolve your complaint straight away. However, if it requires a more in-depth investigation, then we will aim to give you our final response within eight weeks. If for whatever reason this is not possible, we will contact you to explain the reasons why and let you know how long our investigations are likely to take.

If you have bought your insurance online, you can also register your complaint with the Online Dispute Resolution (external link) website, which has been set up by the European Commission.

Jurisdiction

  • This website is for UK residence and businesses only.
  • These terms and conditions are governed by and are to be interpreted in accordance with English law and in the event of any dispute arising in relation to these terms and conditions the English courts will have non-exclusive jurisdiction over such dispute.
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