Many people like to use an insurance broker for home or car insurance. Your choice of broker is important to ensure you get expert advice, the right protection for your needs and that it represents good value.
You can use many sources to find a suitable broker, including:
Personal recommendations from business colleagues, friends or family
You need to be happy that a broker will be able to understand your requirements. Questions you might like to ask:
What experience do they have in finding appropriate cover for your property or make of car?
What knowledge do they have of the types of risks faced by your property or car?
What help and support do they provide when a claim needs to be made?
What knowledge do they have of insuring properties in your local area?
Can they give you any references or testimonials from existing clients?
Most brokers earn commission from insurers on the policies they sell to their clients. They are not obliged to disclose the amount of commission they earn, but some choose to do so. Brokers earn this fee for their expertise in finding the right insurance for your risks and ensuring that all your needs are covered. They can also assist you should you need to make a claim, helping to simplify the process at a stressful time.