We have updated our website to provide you with information on the way we use cookies to provide you with insurance quotes and improve the services we offer. If you continue without changing your browser settings, we'll assume that you are happy to receive all cookies on the Hiscox website.

Hiscox  >  Contact us  >  Publication of complaints data

Publication of Complaints Data

We take the feedback and complaints we receive from our customers and policyholders very seriously. It acts as a valuable source of information and enables us to constantly review the way we do things and make improvements wherever we can.

We strive to ensure that all complaints are handled as quickly as is reasonably possible and that every customer is kept informed of the progress. It is not always possible, or indeed, suitable to resolve a complaint immediately as we always endeavour to provide a thorough and fair investigation into what has occurred. Each complaint is handled by a dedicated complaint handler, often in consultation with senior managers.

The information provided below relates to complaints received and/or dealt with in the second half of 2016. Hiscox  Insurance Company Limited has more than 265,000 policies, meaning that less than 0.19% of our customers were dissatisfied with our service.

Firm name – Hiscox Insurance Company Limited
Group – None
Other firms included with the report – None
Period covered in the report – 1st July 2016 until 31st December 2016
Brand/trading names covered – Hiscox Insurance Company Limited / Hiscox


 Number of complaints opened by volume of business      
Product / service groupingProvision (at reporting period end date)Intermediation (within the reporting period)No. complaints openedNo. of complaints closedClosed within 3 days (%)Closed after 3 days but within 8 weeks (%)Percentage upheldMain cause of complaints opened
Banking and credit cardsN/AN/A00000N/A
Home financeN/AN/A00000N/A
Insurance and pure protection1.60 per 1,000 policies in forceN/A52153730%66%56%General admin / customer service
Decumulation, life and pensionsN/AN/A00000N/A
Credit relatedN/AN/A00000N/A


What the data means

Provision (at reporting period end date) – This is the number of complaints received, within the six month period, per 1000 policies in force.

Complaints opened – This is the number of complaints received in the six month period from 1 July 2016 to 31st December 2016.

Complaints closed – This is the number of complaints that have been closed within the same period, but may have been received prior to 1st July 2016. Hence, it can be higher than the amount opened within this period.

Percentage closed within 3 days – This is the percentage of complaints that have been resolved within 3 days of receipt.

Percentage closed after 3 days but within 8 weeks – This is the percentage of complaints that have been resolved after 3 days but within 8 weeks. The 8 week period is the time that our regulator allows for us to initially investigate and provide our final response to a complaint.

Percentage upheld – This is the percentage of complaints that we uphold in favour of the complainant. Whilst we obviously hope that the products and services we offer are of an excellent standard and meet the needs of our customers, we recognise that we can always improve. Rather than make excuses, we are happy to accept where we have fallen short.

Main cause of complaints opened – This is the main cause of complaints received within the six month period. The listed cause is taken from the FCA definitions in regards to complaint categorisation.

If you have any questions relating to the statistics detailed above, or regarding how we handle complaints, please contact the Customer Relations Team. We strongly encourage our customers to provide us with feedback, both positive and negative, as it is so important in enabling us to improve. The team can be contacted in the following ways:


0800 116 4627
01904 681198

Email customer.relations@hiscox.com