When you’ve invested so much in building a business, keeping it running and thriving is a priority. From the space you occupy, to the people you employ and any day-to-day operations, make sure you’re protected at every turn with the right business insurance.
Hiscox can help you identify the risks unique to your business and provide the right policy to protect it against claims. It’s just one of the reasons why we’ve achieved a 94% customer satisfaction rating, and why we've been named Best Small Business Insurance Provider for 8 years running.
Whether you’re a consultant based at home or an SME with multiple offices, you’ll find commercial insurance from Hiscox designed to cover your specialist business needs.
Our commercial policies range from specialist cyber and data risk insurance to protect you from digital threats, to cover against costly legal action. If the going gets tough, we can cover you from legal advice and defence, through to compensation.
Business insurance quotes from Hiscox start from £105 a year*. As part of your business insurance, you’ll receive:
Find out what products are available for your profession and get a business insurance quote today.
*figures based on policies from at least 10% of our customers
Select the products that meet your needs and receive a tailored business insurance quote in minutes. We offer a range of commerical covers to protect your business from the risks it might face, such as damage to your business equipment, tax disputes and protection against other costly legal claims.
Professional indemnity insurance can protect you and your small business against the cost of settling or defending a client’s claim that there’s a problem with the work you’ve done for them.
Public liability insurance covers the cost of settling or defending a claim for bodily injury or property damage from a client or a member of the public.
Employers’ liability insurance covers the cost of defending or settling an employee’s claim that they have suffered bodily injury or disease as a result of the work they do for you. It covers the legal and compensation costs for these claims. Most businesses with employees are legally required to have it, and it is therefore available in many small business insurance packages.
Commercial legal protection insurance covers you for legal action taken against your business, such as disputes about contracts, debt collection, damage to property and bodily injury. It covers the costs of legal advice and representation, and compensation pay outs.
Call us on 0800 2800 351 (Mon - Fri 8am-7pm | Sat 9am-2pm)
Winner 8 years running
I have been relying on Hiscox for some years, and as always they have delivered. Quick, easy, each step well explained, and I know I have good coverage. They are awesome!
Tech Marionette Limited
It was simple to get a quote and purchase the policy I needed. It was also competitively priced.
TChee Ltd
Excellent website, easy to use, and simple. Good prices for quality insurance.
AJW ANALYST LTD
The level of commercial insurance you require is dependent on the relationships your business relies on; clients, members of the public, the people you employ and any third parties you work with.
In the UK, businesses are required by law to have employer's liability insurance to protect against employee claims for injury or illness as a result of their work.
Outside of compulsory policies, you may be required by clients or other professional bodies to have specific types and amounts of insurance. Building a comprehensive business insurance policy which includes the professional indemnity required, public liability insurance, and specialist covers such as cyber insurance, will provide protection in moments of crisis
Hiscox can offer you more information about each of our covers online or over the phone with our UK based commercial insurance experts.
Professional indemnity cover can help protect you against the cost of defending or settling a client's claim of negligence or error on your part. It offers vital protection should someone want to seek compensation from you due to the work you have done for them.
You could benefit from professional indemnity insurance if you:
Public liability insurance protects your business against the cost of settling or defending a claim for bodily injury or property damage from a client or member of the public. It’s designed to cover you for all the slips, trips and falls in the workplace which inflict injury or damage.
We also offer employers’ liability insurance, which protects your business against the cost of settling or defending a claim from an employee who says that they have been injured or become ill as a result of their work
Cyber and data insurance covers a wide range of digital threats; from extortion, data theft and hacking, to phishing attacks. If your business is interrupted by a cyber attack or a hacker holds your data hostage, we have a team of people to help get you back up and running. If you hold sensitive customer data or are reliant on computer systems to operate your business, you may need cyber protection.
Find out more about Hiscox Cyber and Data Risks Insurance
Need more help? Speak to our UK-based experts. Call us on 0800 2800 351
Mon - Fri, 8am - 7pm, Sat, 9am to 2pm. Calls are free from a landline and some mobile contracts.
Find out more about the range of insurance covers we offer to specific industries and professions in the list below:
If you already have a policy with us and need to get in touch, our business insurance experts are here to help.
Our UK-based experts are here to act swiftly and in your best interests.
Hiscox have built an iconic office building in York city centre and we are demonstrating our support for small business owners by inviting local entrepreneurs to share our space, and benefit from the opportunity to collaborate with other like-minded business owners.
Need more help? Speak to our UK-based experts. Call us on 0800 2800 351
Mon - Fri, 8am - 7pm, Sat, 9am to 2pm. Calls are free from a landline and some mobile contracts
Running a business takes guts and determination but it also helps if you do your homework. Read our guide to business risk in association with Courier magazine so you can make sure your small business doesn't get caught out.
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