You're good at what you do and have confidence in the quality of your work. So, as a sole trader, why do you need professional indemnity insurance? The reality is that anyone providing a service that can be challenged is vulnerable to a claim of negligence when the advice or service fails to meet customers’ expectations. From making a mistake in your work to allegations that you’ve breached a duty of care, these kinds of claims can be costly and disruptive regardless of whether they're fair or not.

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Select the products that meet your needs and quickly get a business insurance quote with flexible cover.

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Professional indemnity insurance can protect you against the cost of settling or defending a client’s claim that there’s a problem with the work you’ve done for them.

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Public liability insurance covers the cost of settling or defending a claim for bodily injury or property damage from a client or a member of the public.

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Commercial legal protection insurance covers you for legal action taken against your business, such as disputes about contracts, debt collection, damage to property and bodily injury. It covers the costs of legal advice and representation, and compensation pay outs.

Call us on 0800 2800 351 (Mon - Fri 8am-7pm | Sat 9am-2pm)

Calls are free from a landline and some mobile contracts

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  • A range of cover limits to suit your needs
  • Sole traders, freelancers and contractors

Need more help? Speak to our UK-based experts. Call us on 0808 2780 416

Mon – Fri 8am–7pm and Sat 9am–2pm

Why do you need it?

Why do you need it?

  • Negligence – being careless in your work, such as giving bad advice or making a mistake
  • Infringement of intellectual property rights – for example re-using content from a website without permission
  • Defamation – making false or damaging claims about a person or organisation
  • Breach of confidence – sharing confidential or commercially sensitive information without consent
How much cover should you consider?

How much cover should you consider?

  • We can provide a range of covers to suit your business needs
  • The level of cover you need depends on the risks your business faces
  • You should consider how much legal fees and compensation could cost you
  • It’s worth checking if your clients’ contracts require you to have a minimum level of cover
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