As a health and safety consultant, you provide expertise and advice across a range of occupational hazards and within evolving regulatory and legal frameworks. Your clients rely on you for your specialist knowledge and insight, and may make business decisions based on the professional information you give.
Why do you need professional indemnity cover?
Because you provide a professional service to clients, you could be at risk of being challenged on the work you deliver. It could be an audit report that overlooked a significant policy breach. Or advice that a client believes led to them losing money. If a client brings a claim against your business for compensation, you’ll want a professional indemnity insurance policy in place that defends and protects you.
That's why we've used our specialist business insurance knowledge to offer professional indemnity insurance for health and safety consultants. It's tailored to the needs of consultants or small businesses with responsibility for activities like health and safety audits, drafting health and safety policies, fire risk assessments, implementation of health and safety recommendations and health and safety training. It can help protect you against the cost of settling or defending a client's claim that there is a problem with the work you have done for them.
Why choose Hiscox PI insurance for health and safety consultants?
You'll be protected against the risks most common in your industry, including cover for:
- negligence or breach of duty of care – making a mistake in your work or giving bad advice
- defence costs for investigations under the Health and Safety at Work etc. Act 1974 or the Corporate Manslaughter and Corporate Homicide Act 2007 or similar legislation
- breach of confidence – sharing confidential or sensitive information without consent
- defamation – making false or damaging claims about a person or organisation
- civil liability – if a claim occurs because of your business activity for a client and we haven’t specifically excluded it, it’s covered
- negligent misstatement or misrepresentation – making a mistake or error when providing information.
More about Hiscox professional indemnity insurance >
We'll defend you
If a claim is made against you, and we think you have a reasonable chance of defending it successfully, we have the duty to defend you. This includes defending the entirety of a claim, even if some parts of it are not covered by your professional indemnity insurance policy. Get peace of mind that should a claim be made, you can focus on what you do best and leave our experts to deal with the complaint. We will deduct the costs incurred in defending the non-covered portion of a claim from the final settlement.
Protect your hard-earned reputation
Hiscox professional indemnity insurance for health and safety consultants includes free crisis containment cover. This provides access to specialist public relations support if a covered claim looks likely to damage the reputation of your business. So, should the worse happen, you can let the experts manage your response to events while you focus on running your business.
We want you to understand the PI cover we offer for health and safety consultants.
Download health and safety consultants professional indemnity summary of cover (PDF)
Download health and safety consultants professional indemnity policy wording (PDF)
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