We know that experience matters when it comes to recruitment. That’s why we have built on our specialist knowledge to offer comprehensive and tailored professional indemnity insurance for recruitment agencies and consultants.
We also know that if you’re running your own small business, you need an insurer you can trust to protect you from the risks you face every day. This includes things like public and employers’ liability insurance, which covers you for claims of negligence made by the public or by employees, office insurance to protect your work equipment, and cyber risk insurance to keep you protected in the online world too.
Recruitment consultants professional indemnity insurance
You may feel confident in your work, but any business providing a professional service is vulnerable to claims of negligence. Professional indemnity insurance protects your business against the cost of settling or defending a client’s claim that there are problems with your work. This could be where you have failed to check a candidate’s references or introduced a damaging error to a job advert.
Hiscox PI insurance for recruitment consultants only provides cover for your business and not the candidates you place with your clients
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Public liability insurance
If you have candidates visiting your office or go out to meet clients, it’s worth considering public liability cover for your business. It protects against the cost of settling or defending a claim from a member of the public that they’ve suffered bodily injury or property damage as a result of your business. Something as simple as a candidate tripping over a stray power cable in your office could lead to a claim for compensation, which could be costly and disruptive without the right insurance in place.
Hiscox public liability insurance for recruitment consultants only covers the actions of your employees and not the candidates you place with clients
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Employers’ liability insurance
If you employ one or more members of staff, it’s probable that you’ll be legally required to have an employers’ liability insurance policy in place. This will protect your business against the cost of settling or defending an employee claim of injury or disease because of the work they do for you. Don’t forget, even an unfounded claim can be costly to deal with, so it’s sensible to consider insurance cover to avoid any financial crises.
Hiscox employers’ liability insurance for recruitment consultants only covers claims from your employees and not the candidates you place with clients.
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Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add a range of specialist covers to your recruitment agency insurance such as:
- portable equipment – cover for equipment outside of the office, such as laptops and phones
- business interruption – cover for the financial losses that result from being unable to trade due to an unexpected interruption
- equipment breakdown – cover for the sudden electrical or mechanical breakdown of your office equipment.
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Cyber and data risks insurance
Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
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Personal accident insurance
What happens to your business if you, or a key employee, are unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
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