As a self-employed interior designer or garden designer, we know that you come up with original designs as well as source and supply a wide range of products for your clients. That’s why we have tailored our professional indemnity cover to protect you against these and the other potential risks you face in your industry.
As a specialist business insurer, you can also trust us to protect you against many of the other risks faced by small businesses. Choose the products that are right for your business and create one single and comprehensive insurance package to meet your individual needs.
Interior and garden designer professional indemnity insurance
Our industry-specific professional indemnity policy can help protect your business against the cost of settling or defending a client’s claim that there are problems with your work. This could be where you have given incorrect advice or supplied a product that isn’t fit for its specified purpose.
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If you are often out on site visiting clients or monitoring projects, it’s a good idea to think about how your business would cope if it had to defend a compensation claim. Hiscox public liability insurance is designed to cover the cost of settling or defending a claim for bodily injury or property damage from a client or member of the public. It could be something as simple as you accidentally damaging property at a client’s house or premises, but without the right insurance in place you could be faced with an expensive and time-consuming dispute to resolve.
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We also offer employers’ liability insurance, which for most businesses with employees is something required by law. It is designed to protect against the cost of settling or defending an employee claim of injury or disease because of their work for you.
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Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add specialist covers to your policy, such as portable equipment (e.g. laptops and phones), which protects your equipment when you are out and about.
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Cyber and data risks insurance
Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
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Personal accident insurance
What would happen to your business if you, or a key employee, are unable to work due to an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
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