As a specialist business insurer, Hiscox understands the risks you face and has developed an industry-specific professional indemnity insurance policy for estate and letting agents designed to meet the needs of your profession.
Our estate agents insurance can also be built to protect you against many of the other risks faced by small businesses. Choose the products that are right for your business and create one single and comprehensive insurance solution to meet your individual needs.
Hiscox estate and letting agents professional indemnity insurance
Although none of us like the prospect of someone finding error with our work, any business providing a professional service is vulnerable to claims of negligence. Adding professional indemnity cover to your letting agent insurance plan can protect your business against the cost of settling or defending a client’s claim that there are problems with your work.
Our profession specific cover provides protection for the risks you face in your industry, such as matters referred to any property ombudsman or when a client feels they’ve lost money as a result of a mistake you make.
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For estate agents, public liability insurance can provide peace of mind that your business can cope with a claim for compensation made by a member of the public due to bodily injury or property damage. This would cover claims made by clients too. So if a client or a potential buyer were to slip and injure themselves on a spillage in your office, a public liability policy would cover the cost of settling or defending a resulting claim.
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We also offer employers’ liability insurance, which for most businesses with employees is an insurance cover required by law. It’s designed to protect against the cost of settling or defending an employee claim for injury or disease as a result of the work they do for you.
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Our office contents policy protects home or office-based small businesses against the cost of replacing or repairing your business equipment if it is accidentally damaged, lost or stolen. You can also add a range of specialist covers to your policy such as:
- portable equipment – cover for equipment outside of the office, such as laptops and phones
- business interruption – cover for the financial losses that result from being unable to trade due to an unexpected interruption
- equipment breakdown – cover for the sudden electrical or mechanical breakdown of your office equipment.
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Cyber and data risks insurance
Our cyber and data risks insurance supports and protects businesses if they experience a data breach or are the subject of an attack by a malicious hacker that affects their computer systems. It provides comprehensive cover, simplicity, reputation protection and a trusted partner in the event of a claim.
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Personal accident insurance
What would happen to your business if you, or a key employee, are unable to work because of an accidental bodily injury? Hiscox personal accident insurance can help protect against the financial impact of this by providing your business with a lump sum or weekly amount.
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