Embarking on home improvements is an exciting time for home owners, but few realise that there are usually implications for the cover provided by their home insurance. Building works can invalidate home insurance policies entirely, leaving your customers’ biggest asset potentially uninsured.

If you have a client embarking on building works to their property, Hiscox Renovation and Extension Insurance can be added onto a Hiscox Home insurance policy. Works are insured for a set time period, allowing the Home policy to continue uninterrupted once works have been completed.

There is no need to notify us if contract works are under the value £75,000. Existing structure and liability are already covered as standard within the Home insurance policy. However, if your client would like to receive the full cover provided by this product please contact your Regional Manager.

Key features

Hiscox Renovation and Extension Insurance has been designed to meet the needs of customers carrying out larger building works projects to their home. It offers all-risks cover for:

  • Existing structure
  • Contents in the home, in storage, or at another property
  • Works in progress
  • Plant and machinery
  • Building materials
  • Property owner's liability
  • Alternative accommodation
  • Non-negligent liabilities.

Who is it for?

For current and new Hiscox Home insurance customers. It is a simple extension to the Home policy that is removed once the works have completed.

Why choose Hiscox?

  • Continuity of cover with one insurer – no need to switch between insurers or gaps in cover
  • Policy can be in joint names with the contractor
  • Cover provided for before, during and after the works have been completed
  • Free post-works survey on request to assess the rebuild cost of your client’s home
  • You have the reassurance of dealing with your usual Hiscox underwriting contact.

Documents

Policies taken out on or after 11 June 2018

Policies taken out before 11 June 2018 

Arrange a quote for your client

Speak to your local Hiscox underwriter.